寿险业转型期完善保险代理人制度的对策研究

中资寿险公司现行的保险代理人制度在快速发展中暴露出了许多缺陷。作为寿险企业优质服务的实现者,如何完善现行代理人制度将对寿险业的成功转型至关重要。本文分析了现行保险代理人制度存在的问题,在借鉴国外相关经验的基础上,从人力资源管理的角度对改善保险代理人制度的对策进行了探索。

Study on Improving the Insurance Agent System in the Transitional Period

During the process of rapid growth of premium income, it should be pointed out that the current insurance agent system exposes plenty of shortcoming, and the reform is urgent. As the partner with insurance companies, how to improve the current system of insurance agent should be very crucial to the flourishing of the insurance market. Based on the relevant experience of some developed countries, the paper deeply analyzes the existing problems, and put forward some recommendations to improve the human resource management on the system of life insurance agent.