| 反向抵押贷款风险研究 |
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| 引用本文： | 杲新利,张建坤.反向抵押贷款风险研究[J].基建优化,2007,28(4):47-49. |
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| 作者姓名： | 杲新利 张建坤 |
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| 作者单位： | 东南大学,土木工程学院建设与房地产系,南京,210096 |
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| 摘 要： | 反向抵押贷款作为一种金融产品,其核心问题是风险管理,但目前国内对于反向抵押款风险的研究仅仅停留在简单对国外文献的翻译上,并未结合中国实际进行具体分析.结合中国具体实际对反向抵押贷款中的三级风险作了详细分析,并对反向抵押贷款中的风险防范提了几点建议.
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| 关 键 词： | 反向抵押贷款 三级风险 CR风险 土地使用权 |
| 文章编号： | 1000-7717(2007)04-0047-03 |
| 修稿时间： | 2007年3月29日 |
Risk Study on Reverse Mortgage |
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| GAO Xin-li,ZHANG Jian-kun.Risk Study on Reverse Mortgage[J].Optimization of Capital Construction,2007,28(4):47-49. |
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| Authors: | GAO Xin-li ZHANG Jian-kun |
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| Abstract: | As a financial product,the key question of reverse mortgage is risk management,while at present,national risk studies on reverse mortgage merely stay at the stage of translating foreign documents simply instead of analyzing it under the specific reality of China.This paper mainly analyzes the three level risks in reverse mortgage under the specific reality of China,and makes some suggestions to risk prevention of reverse mortgage. |
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| Keywords: | reverse mortgage three level risk crossover risk right of land use |
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