新就业职工的居住现状与住房保障政策优化思路--基于武汉市新就业职工的调查研究

基于武汉市的实地调查资料发现，新就业职工面临安居困境，其原因在于：房价与房租持续飙升；收入水平低且增长缓慢；住房保障政策存在缺位与错位；现有非正规的住房解决方案面临争议；廉价居所不断流失。解决新就业职工居住困难需要在公租房持续放量的同时，优化项目选址和设计方案，切实降低居住成本；有效利用市场存量房源，加强市场调控，增加小面积廉价商品租屋供给，着力提高新就业职工付租能力；谨慎推进城中村改造，明确城中村改造应予担负的住房保障义务；通过政府扶助、社会合力、分流引导，多渠道化解新就业职工的生计难题。

The Dwelling Condition of New Employees and the Optimization of Housing Security Policies ---A Survey Based on Wuhan City

Based on the data from field survey and interview in Wuhan, this paper revealed the dwelling difficulties of new employees, which mainly resulted from surging house prices and rents, low and slowly increased income, the absence and failure of housing security policies, the controversy of existing informal housing solutions, as well as the gradual loss of cheap houses. This paper argues that, to solve the housing problem of new employees, we need to optimize location and design of public rental houses and continually expand its supply, strengthen the construction of facilities to effectively lower the cost of living. Effective use of market stock helps to increase the supply of houses with small size and cheap rent. The necessary steps should be taken to rectify the market order and improve the new employees＆#39; ability to pay rent. The government also should conduct city-village renovation in a peaceful and cautious manner, and clear the housing security obligations of all parties in this process. Multi-channel measures, including government assistance, social force, market shunt and guide, should be taken to dissolve new employees＆#39; livelihood problems.