农村金融机构盈利能力与风险水平:一个分析框架

基于我国农村金融发展的特点,对农村金融发展绩效评价建立一个分析框架,具体可以分为两个方面:一是制度的转型和企业治理,二是服务范围和自生能力。从近年来的改革看,农村金融发展绩效在不断的改进,表现在农村金融机构的盈利能力、风险管理水平在上升,产权制度改革带来的治理结构也一定程度上有了改善,但是仍然有较大的改进余地,需要在制度、政策等方面作出进一步的努力。

Profitability of Rural Financial Institutions and Risk Management Level:an Analytical Framework

Based on the characteristics of China's rural financial development,this paperestablishes an analytical framework for the performance of rural financial development,which includes the institutional transformation and corporate governance and the servicescope and self-survival.Reviewing from the recent reforms,the performance of rural financal development is improving,which is reflected in the rising profitability of rural financial institutions and risk management level,and property rights reform has also b...