| 保险费率市场化改革的时机、路径与步骤 |
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| 引用本文： | 王劲松,李红娟.保险费率市场化改革的时机、路径与步骤[J].经济问题,2005(4):65-67. |
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| 作者姓名： | 王劲松 李红娟 |
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| 作者单位： | 1. 中北大学,经济管理系,太原,030051
2. 北京信息工程学院,工商管理系,北京,100000 |
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| 摘 要： | 从目前的保险市场实践看，保险费率市场化的时机已日趋成熟。我国现有的经济金融条件决定我国保险费率市场化改革应以渐进的方式进行。建立和实行多层次的弹性费率体系，扩大保险费率浮动权，制定体现地域差别的保险费率制度，保险同业协会制定指导性费率，最终达到保险公司自主确定费率的改革的目标。
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| 关 键 词： | 费率市场化 渐进式改革 弹性费率体系 |
| 文章编号： | 1004-972X(2005)04-0065-03 |
| 修稿时间： | 2005年1月20日 |
Opportunity, Path and Step of Reformation for the Market Turns of Rate of Premium |
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| WANG Jin-song,LI Hong-juan.Opportunity, Path and Step of Reformation for the Market Turns of Rate of Premium[J].On Economic Problems,2005(4):65-67. |
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| Authors: | WANG Jin-song LI Hong-juan |
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| Institution: | WANG Jin-song~1,LI Hong-juan~2 |
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| Abstract: | In terms of practices from the current insurance market, opportunity of the market turns of rate of premium have been gradually maturing. Economic and financial terms in our country decides that reformation for the market turns of rate of premium of our country should proceed step by step: Establish and implement the flexible rate of premium system that has many level of structure, extend the power of the rate of premium floating, establish the rate of premium system embodying differential regions, the insurance profession association orders leading rate of premium, in the end,attains the reformational target that insurance companies independently formulate their rate of premium. |
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| Keywords: | the market turns of rate of premium reformation proceeding step by step the flexible rate of premium system |
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