中国医疗保险对城镇居民药品经济负担影响研究

本研究利用"国务院城镇居民基本医疗保险试点评估入户调查"数据,通过最小二乘法线性回归模型,分析现有几种主要医疗保险对于城镇居民药品经济负担的影响.结果显示,无论是门诊费用还是住院费用,有医疗保险的城镇居民的药品经济负担较没有任何医疗保险的城镇居民低,其中拥有城镇职工基本医疗保险、新型农村合作医疗及其他医疗保险的人群的药品经济负担,均有不同程度缓解,且具有统计学意义.拥有城镇居民基本医疗保险的人群,其药品经济负担没有明显下降,分析原因可能是由于城镇居民基本医疗保险刚刚开始实行,参保人群的潜在需求还未充分释放出来.

Research on the effect of Chinese medical insurances on the pharmaceutical financial burden of urban residents

Using a national household survey of the State Council Pilot Urban Resident Basic Medical Insurance Evaluation, this paper analyzes the effect of several basic medical insurances on the pharmaceutical financial burden of urban residents by the ordinary liner square regression. Results show that the pharmaceutical financial burden of urban residents who have medical insurances is lower than their counterparts. The pharmaceutical financial burden of urban employees who have Urban Employee Basic Medical Insurance (UEBMI), free medical care, commercial medical care and the New Rural Cooperative Medical Insurance (NRCMI) have been relieved. The pharmaceutical financial burden of urban residents who have the Urban Resident Basic Medical Insurance (URBMI) haven't been reduced obviously. The reasons may due to the fact that the URBMI has just began and the potential need of the insured people hasn't been fully released.