论商业银行核心竞争力的内涵及主要特征

商业银行的核心竞争力是商业银行在激烈的市场竞争中形成的优于竞争对手、保持竞争优势和持续发展的能力,体现了商业银行特殊的市场价值取向、抵抗市场风险和获得持续竞争优势的能力,集中反映了商业银行在市场竞争下的竞争能力和竞争优势。商业银行的知识、信息技术、经营机制、文化和伦理是影响商业银行核心竞争力的主要因素。战略价值性、独特性、延展性、系统整合性和动态性是商业银行核心竞争力的主要特征。

On the Key Competitiveness for Commercial Bank and Its Characteristics

Key competitiveness for commercial bank is the ability of excelling the rivals,preserving competitive advantage and continuous development under the condition of market competition,which embodies the oriental of market value and abilities of standing against market risks and obtaining persistent competitive advantage,and focuses its abilities and advantages of competition. The main factors that impact key competitiveness for commercial bank are knowledge,information technology,management mechanism,culture a...