| 新西兰银行中小企业贷款流程与风险控制 |
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| 引用本文： | 王慧青.新西兰银行中小企业贷款流程与风险控制[J].特区经济,2006,213(10):176-177. |
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| 作者姓名： | 王慧青 |
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| 作者单位： | 中南林业科技大学,商学院,湖南,长沙,410004 |
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| 摘 要： | 新西兰银行中小企业信贷能有效地进行贷款风险管理,关键在于其贷款流程中的信患采集、风险评级、贷款定价以及贷款监控等风险控制机制。推介新西兰银行的中小企业信贷风险管理成熟经验,对发展我国银行中小企业贷款有重要的借鉴意义。
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| 关 键 词： | 中小企业贷款 客户关系经理 风险管理 |
New Zealand bank small and medium enterprise loaning procedure |
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| Wang Hui Qing.New Zealand bank small and medium enterprise loaning procedure[J].Special Zone Economy,2006,213(10):176-177. |
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| Authors: | Wang Hui Qing |
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| Institution: | Wang Hui Qing |
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| Abstract: | Owing to those mechanisms,such as info-collecting,risk- appraising,loan-pricing,loan cortrolling,etc,banks in New Zealand can take an effective risk management for the lending to SMEs.It's vital to in- tro-duees the experience of risk management for the lending to SMEs in New Zealand,and discusses what its strong suits are and how can we apply them to our country's bank lending to SMEs. |
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| Keywords: | ISMESi Relationship manager Risk management |
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