全球银行中小企业融资调查——动因、障碍、商业模式以及贷款实践

银行对中小企业融资的看法 不论银行身处何地和银行所有权性质如何,大多数银行(80%或更多)都认为中小企业贷款业务有着广阔和良好的前景.从动力机制来看,中小企业贷款的盈利能力是银行参与中小企业融资的最主要动因.81%的发达国家银行和72%的发展中国家银行持这种看法.

Bank Financing for SMEs around the World,Drivers,obstacles,Business Models,and Lending Practices

In November 2008,the World Bank published the investigative report tnat delivered by its experts focused on global SME loans. Relating to 91 banks in 45 countries,the questionnaire survey contains 56 questions,concerning tne issues about banks provide credit to SMEs,for drivers,obstacles,business models,lending practices and so on,whicn obtained some valuable conclusions.