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风险资本(Risk—Based Capital)在我国寿险公司监管中的应用
引用本文:陈婉. 风险资本(Risk—Based Capital)在我国寿险公司监管中的应用[J]. 保险职业学院学报, 2008, 22(6)
作者姓名:陈婉
作者单位:西南财经大学保险学院
摘    要:本文通过对风险资本RBC的起源及其理论分析,在介绍目前我国偿付能力监管模式的基础上,通过实例分析了风险资本RBC理论在偿付能力监管中的应用,认为我国的偿付能力体系应引入风险资本RBC评估方法,并提出了相关政策建议。

关 键 词:风险资本RBC  偿付能力

Application of Risk-Based Capital to the Supervision of Life Insurance Copmanies in China
Chen Wan. Application of Risk-Based Capital to the Supervision of Life Insurance Copmanies in China[J]. JOURNAL OF INSURANCE PROFESSIONAL COLLEGE, 2008, 22(6)
Authors:Chen Wan
Abstract:Firstly,this paper introduces the origin of RBC and analyzes the RBC theory.Then on the basis of the introduction of China's solvency regulatory approach,the author has taken the examples using the RBC theory to explain the effect to the solvency.In the end,the author advises to induct the RBC theory to our country's solvency regulation system and brings up some suggestions.
Keywords:Risk-Based Capital(RBC)  Solvency
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