| 中国非寿险业法定偿付能力额度标准的合理性分析与实证分析 |
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| 引用本文： | 占梦雅. 中国非寿险业法定偿付能力额度标准的合理性分析与实证分析[J]. 财经理论与实践, 2006, 27(2): 51-54 |
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| 作者姓名： | 占梦雅 |
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| 作者单位： | 上海财经大学,金融学院,上海,200439 |
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| 摘 要： | 在综合分析我国非寿险保险公司最低偿付能力额度标准的理论根源的基础上,该文探讨了现行标准存在的缺陷及其原因,并利用我国非寿险市场的统计数据,重新计算了以净保费为计算基础的计算比率,对现行标准的不足进行了修正.
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| 关 键 词： | 非寿险 偿付能力 偿付能力额度 最低偿付能力额度 |
| 文章编号： | 1003-7217（2006）02-0051-04 |
| 收稿时间： | 2005-10-10 |
| 修稿时间： | 2005-10-10 |
Empirical Analysis and Reasoning on Margin of Solvency of Non- life- insurance Industry of China |
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| ZHAN Meng-ya. Empirical Analysis and Reasoning on Margin of Solvency of Non- life- insurance Industry of China[J]. The Theory and Practice of Finance and Economics, 2006, 27(2): 51-54 |
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| Authors: | ZHAN Meng-ya |
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| Affiliation: | Actuary Research Center, Shanghai University of Finance and Economics, Shanghai 200439, China |
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| Abstract: | Based on a theoretical analysis of the margin of solvency of the non - life insurance industry of China, this article discussed and reasoned the limitations of the margin. With the statistic data of the industry, the margin ratio was recalculated to make up the limitations. |
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| Keywords: | Non - life - insurance Margin of Solvency |
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