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医疗保险个人账户何去何从——一个研究述评
引用本文:薛惠元,张翼.医疗保险个人账户何去何从——一个研究述评[J].广西经济管理干部学院学报,2010,22(3):46-50,56.
作者姓名:薛惠元  张翼
作者单位:1. 武汉大学,社会保障研究中心,武汉,430072
2. 中国人民大学,公共管理学院,北京,100872
基金项目:教育部人文社会科学重点研究基地重大项目 
摘    要:我国统账结合的城镇职工基本医疗保险模式已运行10年有余,然而关于医疗保险个人账户的争论从来就没有停止过。文章综合分析医疗保险个人账户的利弊,建议改革我国现行统账结合的城镇职工基本医疗保险制度,逐步取消个人账户。

关 键 词:医疗保险  个人账户  统账结合

Personal Account for Medical Insurance Where to Go——a Research Summary and Review
XUE Hui-yuan,ZHANG Yi.Personal Account for Medical Insurance Where to Go——a Research Summary and Review[J].The Journal of Guangxi Economic Management Cadre College,2010,22(3):46-50,56.
Authors:XUE Hui-yuan  ZHANG Yi
Institution:1.The Center for Social Security Studies of Wuhan University,Wuhan 430072 China;2.School of Public Administration of People's University of China,Beijing 100872 China)
Abstract:The basic medical insurance for urban employees,which implements the mode of "the pool combines with personal account",has been carrying out for more than ten years.However,the dispute of personal account for medical insurance has not stopped.Comprehensively analyzing the advantages and disadvantages of personal account for medical insurance,it is suggested that we should reform the basic medical insurance system for urban employees and cancel the personal ac-count step by step.
Keywords:medical insurance  personal account  the pool combines with personal account
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