利用层次分析模型研究财产保险公司监管分类方法

本文根据中国保险监督管理委员会《保险公司分支机构分类监管暂行办法》和陕西省保监局《陕西省保险公司分类监管办法(征求意见稿)》,选择在陕财产保险公司二级机构2010年相关数据,运用层次分析数学模型对相关指标进行分析和评价,与陕西保监局的《陕西省保险公司分类监管办法(征求意见稿)》分析结果进行对比,以达到对财产保险公司省级分支机构监管分类方法的有效性和科学性,积极探索对其分类的新方法和新思路,为财产保险公司二级机构分类监管体系的建立和完善,提供科学的方法依据和理论参考。

A Study on Approaches of Classification Supervision on Property Insurance Companies with the Analytic Hierarchy Model

Accord to Interim Measures for Classification Supervision of Insurance Company Branches issued by China Insurance Regulatory Commission and Measures for Classification Supervision of Shaanxi Provincial Insurance Companies(Consultative Draft) issued by Shaanxi Bureau of CIRC,the paper chooses data of secondary level property insurance companies in Shaanxi province in 2010,analyzes and evaluates the relevant index with analytic hierarchy model,compares the results so as to establish an efficient and scientific classification supervision on provincial property insurance companies,actively explores new measures of classification supervision,and provides a scientific theoretical reference for establishment and improvement of classification supervision system on secondary institutions of property insurance companies.