| 小额贷款公司影子银行特征探析 |
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| 引用本文： | 刘国辉,卢晓康. 小额贷款公司影子银行特征探析[J]. 福建金融管理干部学院学报, 2012, 0(2): 11-15,20 |
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| 作者姓名： | 刘国辉 卢晓康 |
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| 作者单位： | 中国人民银行盐城中心支行,江苏盐城,224001 |
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| 摘 要： | 利用金融稳定理事会提出的影子银行分析框架，对我国小额贷款公司的基本特征进行分析，结果显示小额贷款公司是我国影子银行体系的组成部分，系统性风险较小，监管套利机会较少。小额贷款公司如果在合法经营范围内运行，加上合理必要的监管，应不是影响金融稳定的重要因素。
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| 关 键 词： | 影子银行 流动性转换 期限转换 监管套利 |
On Small Loan Company Featuring as Shadow Bank |
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| Liu Guo-hui,Lu Xiao-kang. On Small Loan Company Featuring as Shadow Bank[J]. Journal of Fujian Institute of Financial Administrators, 2012, 0(2): 11-15,20 |
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| Authors: | Liu Guo-hui Lu Xiao-kang |
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| Affiliation: | Liu Guo-hui, Lu Xiao-kang |
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| Abstract: | Using the analysis framework on shadow bank proposed by the Board of Governor for Financial Stabilization, this paper analyzes the basic features of the small loan company and concludes that it is one of the component in our shadow bank system, with low systematic risk and small chance for supervision arbitrage. If it is operated properly, with necessary supervision, it is not going to destabilize the financial system. |
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| Keywords: | shadow bank liquidity swap maturity swap supervision arbitrage |
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