| 利率市场化选择的理论逻辑与中国的实证 |
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| 引用本文： | 赵天荣,李成. 利率市场化选择的理论逻辑与中国的实证[J]. 贵州财经学院学报, 2008, 0(5) |
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| 作者姓名： | 赵天荣 李成 |
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| 作者单位： | 西安交通大学,经济与金融学院,陕西,西安,710061 |
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| 摘 要： | 基于金融深化理论为分析框架来阐述利率市场化选择的理论逻辑,在哈罗德-多马经济增长模型基础上分解出实际贷款利率对经济增长率的投资效率和规模两种影响效应,并通过实证检验模型得出实际贷款利率变动对中国经济增长率的冲击效应不显著.由此,实施存款利率管制下的贷款利率市场化策略既能保持经济稳定增长,又能通过激活市场机制来提高资金的配置效率,引领中国经济平稳地从传统发展模式向新发展模式转型.
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| 关 键 词： | 利率市场化 金融深化 配置效率 经济转型 |
Theoretical Logic of the Choice of the Interest Rate Marketization and Empirical Research in China |
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| ZHAO Tian-rong,LI Cheng. Theoretical Logic of the Choice of the Interest Rate Marketization and Empirical Research in China[J]. Journal of Guizhou College of Finance and Economics, 2008, 0(5) |
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| Authors: | ZHAO Tian-rong LI Cheng |
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| Affiliation: | ZHAO Tian-rong LI Cheng(School of Economics , Finance,Xi'an Jiaotong University,Xi'an,Shanxi 710061,China) |
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| Abstract: | This paper elaborates the theoretical logic of the marketization of interest rate on loans with the theory of finance deepening.Based on the economic growth model,it resolves two kinds of influence effects of actual interest rate on loans to economic growth rate: the investment efficiency and scale.The empirical results coming from the examination model show that the influence effects of actual interest rate on loans to economic growth rate is not obvious.Carring out the strategy of the marketization of int... |
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| Keywords: | Interest rate marketization finance deepening allocation efficiency economic transformation |
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