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存款准备金率上调对中小商业银行流动性的影响
引用本文:付亮,安慧琳,徐阳.存款准备金率上调对中小商业银行流动性的影响[J].内蒙古财经学院学报(综合版),2012,10(2):123-125.
作者姓名:付亮  安慧琳  徐阳
作者单位:1. 内蒙古财经学院,内蒙古呼和浩特,010051
2. 包商银行锡林郭勒支行,内蒙古锡林郭勒,026000
3. 北京理工大学,北京,100081
摘    要:目前国家宏观调控政策频出,近期货币政策逐步收紧,使中小商业银行的发展环境更加不容乐观,发展压力逐步加大。因此,本文阐明了准备金率上调对中小商业银行流动性的影响,提出应对可能产生流动性风险的管理建议。

关 键 词:存款准备金率  流动性  商业银行

On the Influence of Deposit Reserve Rate Increasing on Small and Medium-Sized Commercial Banks Liquidity
FU Liang , AN Hui-lin , XU Yang.On the Influence of Deposit Reserve Rate Increasing on Small and Medium-Sized Commercial Banks Liquidity[J].Journal of Inner Mongolia Finance and Economics College,2012,10(2):123-125.
Authors:FU Liang  AN Hui-lin  XU Yang
Institution:(Inner Mongolia University of Finance and Economics,Huhhot,010051,China)
Abstract:Due to the frequent coming on of national macroeconomic regulations and control policies,recently monetary policy is gradually tightening,which makes the developing environment of small and medium-sized commercial banks still far from being satisfactory and the developing pressure is increasing gradually.Therefore,this paper elaborates the influences of deposit reserve rate increasing on small and medium-sized commercial banks liquidity,puts forward management suggestions on handling the possible liquidity risks.
Keywords:deposit reserve rate  liquidity  commercial bank
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