我国商业银行境外汇款操作风险管理

支付结算系统是商业银行资金运行的中流砥柱,境外汇款是银行支付业务的重要组成部分,境外汇款支付清算系统是商业银行与境外资金联系的主要通道。但是,相对于它的重要性而言,国内银行业境外汇款的风险管理却没有得到应有的重视。境外汇款操作风险应从风险理念转变、合规文化传导、产品创新、建立汇款业务流程体系等方面进行有效的管理。

The Operational Risk Management of Overseas Remittance in Chinese Commercial Bank

The overseas remittance is the indispensable part of the payment and settlement system in commercial bank,to which is a tower of strength in the whole bank for funds operating.Therefore,the risk management of overseas remittance has become a key part in payment and settlement system and even in comprehensive risk management system for commercial bank.But,compared with that importance,the risk management of overseas remittance has not been paid enough attention to.The management of overseas remittance operat...