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商业银行个人理财:产品创新、风险表现及建议
引用本文:李瑞红.商业银行个人理财:产品创新、风险表现及建议[J].北京市经济管理干部学院学报,2011,26(1):35-39.
作者姓名:李瑞红
作者单位:中国人民银行阳泉市中心支行,山西阳泉,045000
摘    要:本文总结了商业银行个人理财产品创新的"三化"特征,揭示了商业银行个人理财产品创新中的风险表现,提出了促进银行理财业务健康发展的建议。

关 键 词:商业银行  个人理财  产品创新  风险表现  对策建议

The product innovation,risk analysis and recommendations of the personal finance performance of commercial banks
LI Rui-hong.The product innovation,risk analysis and recommendations of the personal finance performance of commercial banks[J].Journal of Beijing Institute of Economic Management,2011,26(1):35-39.
Authors:LI Rui-hong
Institution:LI Rui-hong(Yangquan Branch of the People's Bank,Yangquan 045000,China)
Abstract:This paper summarized the three features of personal financial product innovation in commercial banks,revealed the personal financial risk performance of product innovation in commercial banks,put forward some recommendations to promote the healthy development of banking financial business.
Keywords:commercial bank  personal finance  product innovation  Risk Performance  Countermeasures and Recommendations  
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