坚持“抓服务、严监管、防风险、促发展” 促进保险业又好又快发展

2011年保险监管工作取得了积极成效,保险业务发展基本稳健,保险风险得到有效防范,治理市场秩序工作取得成效,保险服务能力有所提升。未来一个时期,我国仍处于加快发展的重要战略机遇期,保险业也处在发展的黄金期。但应看到,近一个时期外部环境比较严峻,尤其是保险业长期积累的一些矛盾和问题逐步显现,保险监管面临很大挑战。基于此,当前和今后一个时期,保险监管的基本思路是:深入贯彻落实科学发展观,认真贯彻中央关于金融保险工作的决策部署,坚持"抓服务、严监管、防风险、促发展",以科学发展为主题,以加快转变发展方式为主线,以保护保险消费者利益为目的,以防范系统性和区域性风险为重点,着力强化和改进保险监管,着力提升保险服务质量和水平,着力改善保险行业形象,着力营造良好的发展环境,促进保险业又好又快发展。

Adhering to "Enhancing Service,Strengthening Supervision,Preventing Risks and Promoting Development",Striving for Faster and BetterDevelopment of the Insurance Industry

The regulatory work achieved positive results in 2011 thanks to theconcerted efforts.The insurance industry maintained its steadydevelopment,insurance risks were properly curbed,the endeavors atrectifying market order achieved good results,and the industry′scapability for serving clients was enhanced.In the foreseeable future,China will still be in a period of strategic development opportunity,andthe insurance industry will continue to witness a golden period ofdevelopment.However,we should also notice that the industry is facingwith a quite grave external environment recently,in particular,manyconflicts and problems built up over a long period of time are coming tothe fore gradually,which will pose greater challenges to our regulatorywork.The fundamental thinking for insurance regulatory work at the timebeing and in the near future are as follows:implementing the scientificoutlook on development in an all-round way,studiously carrying out theprinciples for financial and insurance work laid down by the centralgovernment,and adhering to "enhancing service,strengthening supervision,preventing risks and promoting development".We will regard the scientificoutlook on development as the main theme,the acceleration of thedevelopment mode transformation as the principal line,the protection ofthe interests of insurance consumers as the main objective,and theprevention of systematic and regional risks as the main focus.Accordingly,we will exert to strengthen and improve on insurance regulation,enhancethe quality of insurance services,improve the public image of theinsurance industry,nurture a favorable environment for development,andstrive for faster and better development of the industry.