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征信体系个人权益保护框架的国际比较研究
引用本文:高明.征信体系个人权益保护框架的国际比较研究[J].河南金融管理干部学院学报,2011,29(4):39-43.
作者姓名:高明
作者单位:中国人民银行征信管理局,北京,100800
摘    要:市场经济是信用经济、法制经济,征信立法对个人权益应提供充分、适度的保护。一些国际准则已对信息主体的权益保护达成共识。为促进社会经济的稳健发展,我国的个人征信立法,应充分借鉴国际准则的有益经验,平衡好个人权益保护与信息利用的关系,并结合国情做出具体的制度设计。

关 键 词:征信  信息主体  个人权益  权益保护

An International Comparative Study on Individual Interest Protection Framework in the Credit Reference System
GAO Ming.An International Comparative Study on Individual Interest Protection Framework in the Credit Reference System[J].Journal of Henan College of Financial Management Cadres,2011,29(4):39-43.
Authors:GAO Ming
Institution:GAO Ming(The People's Bank of China,Credit Information Bureau,Beijing 100800,China)
Abstract:The market economy is the credit economy and the legal economy.It's necessary for credit reference legislation to provide sufficient and appropriate protection of personal interests.Consensus has been made in some international guidelines to protect the interests of credit information principals.In order to promote the healthy development of social economy,it's compulsory for credit reference legislation in China to take useful experience of international norms,to balance well the relationship between prote...
Keywords:credit reference  information principal  individual interests  interest protection  
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