城乡居民收入差距与金融业关系实证分析——以陕西省为例

我国经济发展与城市化路径中须解决城乡居民收入差距的问题,金融产业在其运作中能够通过调整资源在区域间的分配来影响城市与其周边的经济发展,进而影响收入分配格局。陕西省在国家经济由计划经济体制向市场经济体制转型过程中的典型性使其尤具研究和借鉴价值。通过分析,发现陕西省金融发展与城乡收入差距之间存在稳定的协整关系:金融发展规模与金融发展不平衡性的增加会扩大城乡收入差距,而提高金融发展效率则可以降低城乡收入差距。

Empirical analysis to the relation between urban-rural income gap and financial industry:taking Shanxi Province for example

The urban-rural income gap is an issue which must be solved in China,and the financial industry influences each region’s economic development by adjusting the allocation of financial resources,thus so as to affect the income distribution pattern.Shaanxi Province is particularly typical in the transition from the planned economy to market economy.Based on the data of Shaanxi Province,this article finds stable cointegration relationship as follows: the urban-rural income gap will be expanded with larger scale of financial development and more imbalanced financial development while to increase the efficiency of financial development can reduce the urban-rural income gap.