我国网上银行发展分析

电子银行以成本低、方便快捷、分流柜台压力、为金融创新提供可能性等优势正成为各家银行争夺的焦点。文章通过对我国网上银行的优势、劣势、机会和威胁进行了全面的分析，并在此基础上提出了我国网上银行的发展对策：重视市场营销、提高网上银行安全能力、提高网上银行分析评估能力、建设一支优秀网上银行人才队伍、优化操作流程。

How to Develop the Internet Banking in China

Internet banking is becoming the focal point of the banks for its low-cost, convenience, separating counter pressure and providing financial advantage of innovation. Based on the internet bank＇s strengths, weaknesses, opportunities and problems in China, a comprehensive analysis and development suggestion are put forward： emphasis on marketing, improving internet banking security, increasing the capacity of I-banking assessment, building excellent intemet banking teams and optimizing operational processes.