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Pricing in debit and credit card schemes |
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| Authors: | Julian Wright |
| Affiliation: | Department of Economics, University of Auckland, Private Bag 92019, Auckland, New Zealand |
| Abstract: | This paper presents a model of a debit or credit card payment scheme, providing a simple determination of the socially optimal structure of fees between those charged to cardholders and those charged to merchants. |
| Keywords: | Credit cards Payment networks Interchange fees |
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