物流企业对中小企业实施物流金融服务的浅析

本文通过对目前国内中小企业在生产经营过程中普遍存在库存量大、资金沉淀、企业运营资金不足、融资困难的现象进行深入分析,提出了盘活库存货物,以物流企业为中间担保人实施抵押贷款的融资模式、物流企业贷款和委托金融机构贷款的融资模式,并对以物流企业为主导的这项业务提出了可行的操作方法和合理化措施,解决了中小企业资金不足的经营问题,同时也为物流企业开展供应链增值服务提供了创新的思路。

Analysis on the Logistics Financial Services of Logistics Enterprise to SMEs

Based on the current phenomenons of domestic SMEs in the process of production and operation,such as large inventory,capital precipitation,lack of funds for business operations,financing difficulties and so on,this paper made in-depth analysis,and proposed the financing model which revitalizes the inventory of goods and takes the logistics enterprises as the middle guarantor for the implementation of Mortgage and the financing model of the logistics business loans and loans behalf of financial institutions,...