我国保险业发展的机遇与创新思路

我国保险业发展面临重大发展机遇，“中产阶级”的形成与壮大使之成为经济社会对保险需求的重要来源，社会经济总量的扩大导致经济社会的保险需求在质与量上发生深刻改变，西部大开发也需要保险的保驾护航，保障保险法制的健全，以及保险知识的普及，提高全社会的风险与保险意识。在保险业的创新发展中，既要重视传统业务，又要打破传统观念讲创新，充分利用并发挥保险的金融性质，将“形象创新”摆到保险公司的议事日程上来。

The Developing Opportunity for China's Insurance Industry And the Train of Thought for Its Innovation

There is a good follows： the emergence and opportunity for China＇s insurance the expansion of the middle class industry. The elements appeared as bring about a source for insurance demand of economic society, the enlargement of economic aggregate causes the profound changes in this demand both on quality and quantity, the development of the Western Regions also needs the protection and escort of the insurance. Making insurance legislation more integral and insurance knowledge more popularized, the consciousness about insurance and risks develops. In the course of new development, the industry should attach the importance to both traditional and innovated businesses when paying attention to its financial features and image renewal.