沿海四省保险业增加值与GDP增长关系实证分析

保险业作为一个服务型产业，一直都在创造经济增加值。以服务经济理论为基础，运用服务统计方法，从保险业增加值占GDP的比重、对GDP的贡献度和对GDP的贡献率等方面对山东、江苏、浙江、广东等四个沿海省份保险业发展的实证研究表明，保险业的增长对经济增长有直接推动作用。从保险业对国民经济的直接贡献方面看，目前，保险业在我国尚处于初始发展阶段，还有巨大的发展空间。

A Practical Analysis on the Relationship between Added Value of Insurance Industry and GDP Increase in the Four Coastal Provinces of China

As a service industry, insurance industry has been creating economic added value. A practical research on the development of insurance industry in four coastal provinces, Shandong, Jiangsu, Zhejiang and Guangdong, from such aspects as proportion of added value in GDP, contribution to GDP, rate of contribution to GDP, etc. by applying service statistic method on the basis of service economy theory, suggests that growth of insurance industry has played a direct promotion role in economic growth. Viewing from the direct contribution of insurance industry to national economy, insurance industry in China is at present in the initial developing phase with a huge developing space.