我国金融监管法律制度的反思与改造

作为部门行政法律制度建构的一部分,金融监管法律制度在国家经济生活中具有十分重要的作用。目前我国的金融监管法律制度还存在着较大的缺陷,突出表现在金融监管立法不完备,法律、法规混杂、重复、遗漏及空白之处甚多,对监管主体的规定存在缺失,央行的独立监管地位弱化,关于金融监管的手段、方法的规定不完善,以致造成执法缺乏力度。在国外资金大量涉入国内、国际金融及监管规则约束国内的金融机构之前,必须完备我国的金融监管法律制度。

A Retrospect and Reformation of China's Financial Supervision and Management Legal System

As part of departmental administrative legal system, financial supervision and management legal system plays a very important role in China. Drawbacks of our financial supervision and management law mainly include; incomplete legislation of financial supervision and management, mixed and overlapped provisions in law and regulation, lack of norms on subject of supervision and management, the weakening of independent position of central bank, and imperfect methods for supervision and management. All of these give rise to the incapability of law enforcement. Before the investment of foreign funds into China and the enforcement of international rules, it is necessary to perfect the financial system and management legal system.