我国农村小额信贷发展研究

小额信贷自成为我国金融发展史上一项新生事物以来,经过十多年的实践和尝试,为我国九亿农民特别是贫困落后地区的农民提供了生产资金,改善了生产条件.但中国小额信贷的发展目前仍处于实验探索阶段,还面临着各种各样的风险和挑战.文章在介绍小额信贷对我国农村经济发展作用的基础上,分析了其发展过程中的存在问题,然后结合实际提出了大力拓展小额信贷的建议.

Small Credit Develop Research Surplus Sharp the People

Since small credit becomes a newborn thing on the financial development history of our country,it is that the nine-hundreds millions peasant of our country has improved production condition especially the peasant of poor backward area has offered production capital to pass the practice of more than 10 years and try.But Chinese small credit develop now is still in experiment explore stage,is still faced with various risk and challenge.This paper has analysed the existent problem in its development course on introducing the foundation that small credit takes affect for the rural economic growth of our country,then,combination is actual to have made the suggestion of extending small credit vigorously.