| 我国个人信用评分的发展趋势 |
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| 引用本文： | 陈为民,马超群,马林.我国个人信用评分的发展趋势[J].商业研究,2010(1). |
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| 作者姓名： | 陈为民 马超群 马林 |
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| 作者单位： | 湖南大学,工商管理学院,长沙,410082 |
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| 基金项目： | 国家自然科学基金项目,项目编号:70371028 |
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| 摘 要： | 随着经济的飞速发展和新巴塞尔资本协议在全球迅速推进,我国个人信用评分的重要性日益加强。由于个人信用的动态变化、信用评分目的转变,采用动态信用评分方法势在必行。
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| 关 键 词： | 信用评分 动态模型 个人信用 风险分析 |
The Trend of Personal Credit Scoring in China |
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| CHEN Wei-min,MA Chao-qun,MA Lin.The Trend of Personal Credit Scoring in China[J].Commercial Research,2010(1). |
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| Authors: | CHEN Wei-min MA Chao-qun MA Lin |
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| Institution: | College of Business Administration;Hunan University;Changsha 410082;China |
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| Abstract: | With the rapid development of China′s economy and the advance of The New Basel Agreement all around the world,personal credit scoring is more and more important.It is imperative to adopt dynamic credit scoring methods because of dynamic change for personal credit scoring and the change of purpose of credit scoring. |
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| Keywords: | credit scoring dynamic model personal credit risk analysis |
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