2014年上半年国内金融形势评述

2014年上半年国内金融运行的主要特点是：广义货币增速明显回升；社会融资规模适度增长，融资结构有所优化；人民币贷款增加较多，中长期贷款加速增长；企业资金状况有所好转，居民储蓄存款增加额少于上年；银行间市场成交额略低于去年同期，市场流动性合理适度；与去年末比，人民币汇率贬值0．91％，海外市场对人民币汇率的贬值预期明显上升。

Domestic financial developments in H12014

In H1 2014, the main characteristics of the domestic financial performance were： the growth of M2 picked up noticeably; the all-system financing aggregate increased moderately, and the financing structure was improved; RMB loans have more increments, and the mid- and long-term loans had an accelerated growth; the enterprise financial situation got better, and the increment of household savings was less than that of 2013; the interbank market trading volume was slightly lower than that of H1 2013, and the market liquidity was moderate; compared with end-2013, RMB exchange rate depreciated by 0.91%, and expectations on RMB depreciation from offshore markets enhanced obviously.