Gender discrimination and lending to women: The moderating effect of an international founder |
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| Institution: | 1. Ted Rogers School of Management, Ryerson University, 350 Victoria Street, Toronto, ON, M5B 2K3, Canada;2. International Business School, Shanghai University of International Business and Economics, No. 1900 Wenxiang Road, Songjiang District, Shanghai, 201620, China;1. University of Massachusetts, Amherst, Isenberg School of Management, 121, Presidents Drive, Amherst, MA 01003, USA;2. Newcastle University Business School, 5 Barrack Road, Newcastle upon Tyne NE1 4SE, United Kingdom;1. Department of Control, Audit, Risk Management and Entrepreneurship, University of Mons, Mons, Belgium;2. Department of Financial Economics I, University of the Basque Country (UPV/EHU), Bilbao, Spain;3. Department of Business Economics, University of the Balearic Islands (UIB), Palma de Mallorca, Balearic Islands, Spain;1. IMT Business School, Dubai;2. School of Business and Economics, Loughborough University, United Kingdom;1. KU Leuven, Faculty of Economics and Business, Department of Management, Strategy & Innovation, H. Conscienceplein 8, 2000 Antwerpen, Belgium;2. Politecnico di Milano, School of Management, Via Lambruschini 4, Milano, Italy;3. University of Amsterdam, Amsterdam Institute for Social Science Research, CORPNET, Nieuwe Achtergracht 166, 1001 Amsterdam NB, The Netherlands;4. University of Ljubljana, Faculty of Social Sciences, Kardeljeva pl. 5, 1000 Ljubljana, Slovenia;5. University of Warsaw, Faculty of Management, Szturmowa 1/3, 02-678 Warszawa, Poland;6. Utrecht University, Department of Methodology & Statistics, 3584 Utrecht CS, The Netherlands;7. Leiden University, Department of Computer Science (LIACS), PO Box 9512, 2300 Leiden RA, The Netherlands;1. New York University Stern School of Business, Henry Kaufman Management Center Department of Economics, 44 West Fourth Street, 7-90, New York, NY 10012, USA,;2. University of Birmingham, Birmingham Business School, Department of Strategy & International Business, Edgbaston Park Road, Birmingham B15 2TY, UK;3. University of Sussex, Department of Strategy & Marketing, Sussex House, Falmer, Brighton BN1 9RH, UK |
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| Abstract: | Much of the microfinance rhetoric revolves around fighting female poverty, which is often the result of discriminatory gender norms. Also, the microfinance industry has always been influenced by foreign actors, who, according to the literature, promote women’s empowerment. Yet, little is known about how microfinance institutions’ (MFIs) outreach to women is affected by the interplay between societal norms and the actions of these foreign actors. In response, this study draws on two streams of institutional theory, institutional logics perspective and institutional work theory, to investigate the influence of gender discrimination on microfinance outreach to women and to test the moderating effect of an international founder. Using data on 213 MFIs from 65 countries, the results show that gender discrimination negatively impacts microfinance outreach to women, but that the negative effect is mitigated by having an international founder. These findings are discussed, and several avenues are opened for future research. |
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| Keywords: | Microfinance International founder Gender discrimination Institutional logics perspective Institutional work theory Women’s empowerment |
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