| 银行理财产品的影子银行属性及风险控制 |
| |
| 引用本文： | 蒋海棠. 银行理财产品的影子银行属性及风险控制[J]. 铜陵财经专科学校学报, 2013, 0(5): 35-38 |
| |
| 作者姓名： | 蒋海棠 |
| |
| 作者单位： | 泰州学院,江苏泰州225300 |
| |
| 摘 要： | 由于2012年11月发生的华夏银行员工私自出售投资产品事件,使得公众对影子银行风险的关注度迅速提升。从影子银行的界定着手估算中国影子银行规模,结合理财产品的分类从资金来源、资金监管和资金利用三个方面探讨其影子银行属性及其主要风险,并据此提出从完善法律法规、加强内部控制、加强队伍建设等方面做好风险控制工作。
|
| 关 键 词： | 理财产品 影子银行 风险控制 |
On the Attributes of Shadow Banking and Risk Control for Financial Products |
| |
| Affiliation: | Jiang Hal-tang (Taizhou University, Jiangsu Taizhou 225300,China) |
| |
| Abstract: | Public attention for the shadow banking risks rapidly increased since HuaXia bank staff selled investment products without permission in November 2012. This essay discusses shadow banking attribute of investment products and main risks from the definition of shadow banking to estimate the scale of China＇s shadow banking, combined with the classification of the products from the source of funds, capital regulation and use of three aspects, and accordingly puts forward to do a good job of risk control from the aspects of per- fecting the laws and regulations, strengthening internal control and team construction. |
| |
| Keywords: | wealth investment product Shadow banking risk control |
| 本文献已被 维普 等数据库收录！ |
|
