我国商业银行经营模式转变适宜性证究

近几年,关于中国银行业经营模式方面的研究逐渐多起来,争论的重点之一是围绕我国商业银行目前的经营模式即分业经营是否适合当前和未来经济的发展,以及何时实现向混业经营转变。在经济全球体化的进程中,中国资本市场对外的开放度也越来越大,这样也给当前银行经营模式带来了更大压力。对目前中国国内银行业制度转变的基础条件进行了研究,从而为制度转变提供借鉴。

To Study on Operation Model Changing Suitability of China Commercial Banks

At recent several years, the debate on china banking operation institution becomes more fierce. And the focus is about the present institution of domestic commercial banks ,in other words ,specialized banks ,whether it accommodates with present and future development of economy ,and when it evolves into comprehensive banks. In the global economic integration process, the Chinese capital markets open to the world is also growing. This is also to the current banking operation institution has brought greater pressure. This paper on China's domestic banking system based on the basic conditions of the system transition so as to provide reference significance.