我国保险业发展中存在的问题及对策分析

当前我国保险业处于快速增长的战略转型期,保险市场存在着巨大的发展空间,同时也面临着巨大的竞争与挑战.尽管近年来我国保险业在吸收了很多国外先进管理经验的前提下,结合我国国情对保险业进行了改革和创新.但是在保费的确定、保险资金的运用、保险理赔等方面仍存在着问题.我们应采取积极对策,以确保我国保险业能够长足发展.     

我国保险业发展中存在的问题及对策分析

当前我国保险业处于快速增长的战略转型期，保险市场存在着巨大的发展空间，同时也面临着巨大的竞争与挑战。尽管近年来我国保险业在吸收了很多国外先进管理经验的前提下，结合我国国情对保险业进行了改革和创新，但是在保费的确定、保险资金的运用、保险理赔等方面仍存在着问题。我们应采取积极对策，以确保我国保险业能够长足发展。     

促进我国保险业可持续发展探讨

我国保险业在业务发展、改革创新、对外开放以及服务经济社会方面取得了巨大进步.但也存在诚信缺失、人才匮乏、营销体制以及监管方面的问题.立足我国保险业发展的现状,找到目前我国保险业发展中存在的主要问题,采取切实可行的策略,加强诚信建设、加大人才培养、改革营销体制及完善保险监管体制,是保持我国保险业持久健康发展的重要对策.     

促进我国保险业可持续发展探讨

我国保险业在业务发展、改革创新、对外开放以及服务经济社会方面取得了巨大进步。但也存在诚信缺失、人才匮乏、营销体制以及监管方面的问题。立足我国保险业发展的现状，找到目前我国保险业发展中存在的主要问题，采取切实可行的策略，加强诚信建设、加大人才培养、改革营销体制及完善保险监管体制，是保持我国保险业持久健康发展的重要对策。     

保险业人才需求趋向

随着世界经济一体化进程的加快，我国保险服务贸易市场将更加开放，具有雄厚的资本优势、丰富的经验优势、先进的技术优势以及管理优势的境外保险公司将快速涌入，一场保险大战即将打响。保险业是人才密集型产业，保险市场的竞争也是人才的竞争。国内保险公司欲扩充业务、参与高水平竞争，首要的是高素质的保险人才。中国保监会主席马永伟曾警告说，缺乏高素质的人才将给中国保险业带来极大的风险。因此，笔者认为，保险专业人才的缺乏将成为我国保险业发展的瓶颈。一、我国保险业的发展现状分析我国保险业尚处于发展的初级阶段，发展相对落…     

对保险人才供求不协调的思考

我国保险业在改革开放政策的推动下一直处于高速发展状态,取得了令世人瞩目的成就.但是无论是与世界其他国家和地区保险业发展的水平相比,还是与我国经济发展和人民生活提高的内在需要相比,我国保险市场的发展仍显滞后.保险业是知识密集型的产业,人才具有基础性、战略性、决定性的作用,我国保险人才已成为我国保险业发展的最大瓶颈.     

论中国保险业人力资源开发的现状与对策

一、我国保险业人力资源的现状 1.保险从业人员队伍整体素质不高人才匾乏,复合型人才更是凤毛麟角。由于长期以来,我国保险业一直是作为金融业的一条支流的面貌和地位而存在和发展,甚至在六、七十年代,保险业这条支流基本断流,直到80年人保恢复开展业务,九十年代初,太保、平保相继成立     

我国保险企业人力资源管理策略研究

中国加入WTO后，中国保险业面临更加激烈的国际竞争环境，培养保险人才成为竞争的关键。本文从国内保险公司人力资源管理的不足入手，剖析新形势下保险业人才竞争的态势，并提出了应对策略。     

深化对财产保险业可持续发展的研究

目前,财产保险业面临着严峻的挑战,并将受到来自各方面的冲击,财产保险业应该选择什么的发展道路?采取什么样的发展策略?在中国保险体制改革中起到什么样的作用?这些都是财产保险业发展急需解决的问题.     

金融危机对我国保险业的影响及应对的策略

本文分析了保险业在美国金融危机形成中的作用,探讨了金融危机对我国保险业的影响,并提出了严格承保原则、坚持稳健投资、产品创新应回归风险保障功能、建立风险预警机制以及完善监管体系等应对金融危机的策略。     

我国房地产税制的现状及改革构想

房地产税制是维护房地产市场公平竞争，实现国家对房地产业宏观调控的有力杠杆。然而，我国现行的房地产税制却存在税费不分、税制不统一、税制结构不合理等诸多问题。严重影响了其对房地产业应有的宏观调控作用。因此，适时地推进房地产税制的改革应是当务之急，应统一内外税制，合理界定税费的范围，建立统一、规范、合理的房地产税收体系。     

Public participation in forestry in Turkey

Recently public participation in forestry has been seriously considered in Turkey. Participation is however quite a challenge for a country with a long tradition of top-down management and a strong bottom-up dependence on public provisioning. In such a setting, it may not be surprising that the experiences with public participation in forestry in Turkey are mixed. There are some positive initiatives like the creation of farmer's cooperatives and NGOs, but their role is quite limited and small of scale. This paper is bringing together different views based on existing studies in Turkish related to Turkey's experience with implementing public participation in forestry.     

The Change in Productive Efficiency in Telecommunications in the United States

The question addressed here is whether the adoption of incentive regulation, which has become an important regulatory tool in the telecommunications industry in the USA, has resulted in a change in the technical efficiency of local exchange carriers in the USA. After providing an overview of the nature of incentive regulation, a methodology for measuring technical efficiency and its change is introduced. This is a multiple-output/multiple-input distance function approach to measuring technical efficiency. The results of implementing this approach for 19 local exchange carriers for the 1988–2001 period indicate that in the production of local service, intrastate toll/access service, and interstate access to local loops, there was no change in technical efficiency between the 1988–1990 period and the 1991–2001 period, something that incentive regulation was specifically designed to promote.     

The Change in Productive Efficiency in Telecommunications in the United States

The question addressed here is whether the adoption of incentive regulation, which has become an important regulatory tool in the telecommunications industry in the USA, has resulted in a change in the technical efficiency of local exchange carriers in the USA. After providing an overview of the nature of incentive regulation, a methodology for measuring technical efficiency and its change is introduced. This is a multiple-output/multiple-input distance function approach to measuring technical efficiency. The results of implementing this approach for 19 local exchange carriers for the 1988-2001 period indicate that in the production of local service, intrastate toll/access service, and interstate access to local loops, there was no change in technical efficiency between the 1988-1990 period and the 1991- 2001 period, something that incentive regulation was specifically designed to promote.     

西部地区人力资本投资与知识化发展

人力资本投资在推动知识化发展的过程中存在自增强机制，通过促进人力资本保值增值，进行人力资源合理配置，改善配置环境和配置政策、完善配套措施，有助于充分发挥这一机制的功能，从而实现西部地区知识化发展。     

Payment Systems in Countries in Transition

MOCT-MOST: Economic Policy in Transitional Economies -     

Inequalities in Income Distribution in Slovenia

This article presents an empirical analysis of income distribution based on income tax data for Slovenia in 1991-2000. It presents evidence of rising inequalities in income distribution (gross income, gross wages and pensions). These results are supported by coefficients of variation, Gini coefficients and by the Lorenz curves. Inequalities increased rapidly in the 1991 to 1993 period. After a significant decrease in 1994 and a steady increase from 1995 to 2000, the peak value from 1993 was not surpassed. Atkinson's requirements for dominance comparisons are not violated. Inequalities are also present in the distribution of the benefits of economic growth among income groups.     

上海生态农业发展影响因素研究

文章分析了上海生态农业发展的影响因素,并利用计量模型进行检验,认为影响上海生态农业发展的主要因素有农业基础设施、农业劳动力资源、农业产业化水平、农业科技实力状况。