论高校图书馆创新教学科研服务的新举措

贴近读者需求、服务教学科研,是高校图书馆发挥自身作用,促进学校建设的重要途径。我国高校图书馆服务教学科研中存在信息服务内容缺乏系统性和时效性、信息服务层次缺乏针对性和专业性、信息服务方式缺乏多元化发展等问题。高校图书馆应不断加快馆藏数字资源建设、图书馆网站建设,通过构建特色化的文献布局,积极开展个性化的信息服务,从更深层次为高校的教学和科研提供优质高效的服务。     

高校图书馆个性化信息服务

个性化信息服务是高校图书馆为教学和科研提供信息服务的发展趋势,是根据读者需求提供特定服务。本文论述了图书馆个性化信息服务的内涵,阐明了高校图书馆个性化信息服务的必要性,提出了开展个性化信息服务的实现途径及应注意的问题。     

知识管理与高校图书馆知识创新服务研究

知识管理是知识经济时代的一种全新的管理策略。运用知识管理开展图书馆知识创新服务是高校图书馆发展的必然趋势。通过开展个性化信息服务、专业化服务、知识创新参考咨询服务、学科信息门户服务等知识创新服务,高校图书馆可以为用户提供更高层次的信息服务,最大限度地满足用户的要求。     

我国高校图书馆个性化信息服务建设

本文概述了个性化信息服务的含义,介绍了我国高校图书馆开展个性化信息服务的必要性以及发展途径。     

基于个性化服务的大学图书馆管理模式转变

大学图书馆的传统服务模式以“重藏轻用”为特征,这种服务模式难于适应新形势下高校培养人才的需要。提供个性化服务是大学图书馆服务模式发展的必然趋势。要做好个性化服务,大学图书馆必须在建立信息营销机制、建立学科馆员制度、加强馆际协作、理顺内部关系及提高馆员素质等方面转变管理模式。     

对高校图书馆特色信息资源建设与特色服务的思考——以郑州铁路职业技术学院图书馆为例

特色资源建设是当今高校图书馆馆藏建设的一个重点.在现代化图书馆资源建设中,高校图书馆要明确特色资源建设的原则,采取有效措施加快特色资源建设,提供个性化服务,推进特色资源建设共享工程建设进程.     

论财经类高校图书馆学科化服务运行机制及其优化

财经类高校图书馆建立学科化服务模式既突破了图书馆传统服务模式,又强化了图书馆为教学服务的意识和能力,是财经类高校图书馆服务职能的延伸与发展。本文从学科化服务在财经类高校图书馆的发展现状出发,在分析财经类高校图书馆建立学科化服务的必要性的基础上,提出学科化服务运行机制及其优化。     

浅谈高校网络化的图书馆信息服务

分析了高校传统式图书馆和网络化图书馆的服务模式和特点以及高校建立网络化图书馆的必然性；概括了网络化图书馆的特征；提出了高校图书馆服务观念的转变，网络化图书馆可能遇到的问题和网络环境下可开展的图书馆信息服务。     

试论高校图书馆服务工作的趋势

网络信息技术的出现,给图书馆的发展带来了新的契机,使得现代图书馆既不是单一的传统图书馆,也不是单纯的数字化网络图书馆,这就要求高校图书馆的服务适应时代需要,对高校图书资料服务提出了新要求。只有实现个性化、专业化、开放式的服务,才能更好地为读者服务。     

浅析高校图书馆的服务创新

“读者第一,服务至上”是高校图书馆以人为本服务理念的指导方针。本文结合实际从四个方面探讨了高校图书馆创新服务的具体内容。     

Almanac of anticipations: The age of affluence—of anticipation—of anxiety—of automation—of discontinuity—of longing—of overkill—of space exploration

With this survey of developments in the futures field since 1945, I.F. Clarke completes his present series for Futures. He makes two major points: that forecasting techniques have become essential tools in the management of change; and that nuclear weapons and ecological problems have added a moral dimension to the study of the future. In the next issue of Futures he will start a new series on the range of future-thinking in the USA, from the expectations of the first settlers to the Star Wars programme.     

基金公司经营融资融券业务的问题审视

融资融券业务正式运营已经开展,为证券市场带来了革命性的改革,作为证券市场的一大主体,基金公司面对融资融券也迎来了新的发展方向和挑战,本文从融资融券业务的运行机制入手,分析了基金公司融资融券的新契机,并对其即将面临的问题进行审视和剖析,进而提出策略建议.     

对基层人民银行科技工作的几点建议

银监会分设后,人民银行将专司货币政策、金融稳定、金融服务三大职能。作为人民银行的分支机构,基层人民银行的工作重心也将从金融监管调整到这三大职能上来。人民银行的科技部门,就要积极运用科技手段,为人民银行履行新的职能发挥“服务、支持、促进、发展”的作用。一、围绕三大职能搭建五大平台经过“六五打基础、七五作准备、八五大发展”几个阶段后,人民银行相继实现了核算电算化、清算网络化和办公信息化。特别是近一两年来,陆续开通了大额支付系统、信贷登记咨询系统、会计四集中系统、金融信息服务网站等系统,人民银行信息化水平又…     

社会主义所有制形式的改革、完善与共产党执政能力的提高

在中国,所有制形式的调整、改革与完善,先进生产力的发展,党的执政能力建设,是社会主义建设过程中密切结合在一起的三个不同层面的发展关系.应在相互促进和共同提高中促进社会的和谐发展,保证社会主义现代化建设战略目标的顺利实现.     

Summary of Results of Survey of Seminar Attendees

Abstract

The Society of Actuaries undertook a three-phase research project on mortality improvement in the three NAFTA countries: Canada, Mexico, and the U.S. Phase 1 consisted of a literature review of papers on projecting mortality levels in the future and a study of the trend in mortality improvement during this century. Phase 2 consisted of a discussion of different facets of modeling mortality rates at a seminar attended by 79 experts (actuaries, demographers, economists, and medical researchers) representing different countries. The last session of the seminar consisted of the completion of a survey by the attendees to obtain input for Phase 3, which would analyze the impact of mortality improvement on the social security system of each country. This paper summarizes the results of the survey.

The survey results illustrate the difficulty in forecasting mortality levels, because the effects of many factors that could have significant impact on mortality rates are unknown. This suggests the need for dynamic forecasting, which allows for the possibility of random shocks. A majority of the survey respondents believe that stochastic forecasting models, despite their complexity, have significant potential to add value. Respondents also believe that both historical data and cause-specific mortality forecasts are useful as input and also in validating forecasts of the aggregate levels of mortality. The challenge is to develop more sophisticated forecasting models to produce results that are relatively easy to interpret and to communicate these results to the desired audiences, including the public and policymakers.

The survey results suggest that the aggregate effect of lifestyle changes, medical advances, diseases, catastrophe, and physical environmental changes is an increase in life span. However, there is much uncertainty about the future. Respondents expect that beyond the year 2020 the mean annual rate of reduction in mortality for males age 65 and over will average about 0.58% for Canada, 0.76% for Mexico, and 0.67% for the U.S. The results for the female age 65 and over population are 0.64%, 0.83%, and 0.70%, respectively. The age 65 and over population is expected to see larger percentage reductions in mortality than the 0–14 and 15–64 populations. The reductions in male and female mortality will be ultimately the same, and the mortality levels in the three countries will ultimately converge, although differences may persist for decades.     

The Usefulness of Measures of Consistency of Discretionary Components of Accruals in the Detection of Earnings Management

Abstract:  Prior research has shown the prevalence of measurement error in models used to estimate aggregate discretionary accruals. In these models, the incremental information content of the various components of accruals is ignored. Limited prior research and data gathered from firms under Securities and Exchange Commission (SEC) litigation indicate that managers use either one or more than one component of accruals simultaneously, in a consistent way to manipulate bottom-line earnings in a given direction. I propose two measures that capture the consistency between the discretionary components of accruals and test their significance in earnings management (EM) detection in firms that have artificially added accrual manipulation and firms that were targeted by the SEC for accrual manipulation. There is evidence that this information is incrementally useful in detecting EM. This finding paves the way for improvements in the discretionary accruals measure by including consistency information from the components of aggregate accruals.     

Properties of time-series estimates of degree of leverage measures

Empirical studies suggest that time-series regression estimates of the degrees of operating and financial leverage have a tendency to produce measures less than one. According to ex ante theory, these measures should be greater than one for firms operating above the breakeven point. There have also been suggestions that the biases in these estimates may be attributable to an underlying increase in unit sales. This work presents evidence that these counter-intuitive measures are produced by changes in the firm's operating parameters (unit price, variable cost, fixed cost and interest payments). It further suggests that attempts to control for the underlying change in unit sales substantially increase the volatility of predicted estimates.     

浅议金融机构的举证责任

金融纠纷案件是当事人以存单或进账单、对账单、存款合同、保险单、票据、证券等凭证为主要证据向人民法院提出诉讼的案件,对于不同种类金融纠纷的当事人的举证责任,我国现行的金融法律、法规及司法解释有不同的规定。由于金融机构的特殊法律地位,发生金融纠纷时存在有关当事人将最后偿付风险转移给金融机构承担的主观故意,在客观上会使金融机构难以提供相应的证据来对抗不法债权人的诉讼请求,而导致金融机构败诉。为此,对金融诉讼案件中金融机构的举证责任加以研究具有重要的实践意义。     

银行软件项目外包管理分析

一、引言随着国民经济的不断发展,银行业务与外部企业的联系越来越密切。银行正逐步成为现代经济活动的中心,作为数据处理核心的银行业务应用也越来越大型化、越来越复杂化,因此许多银行也把软件项目逐步由原来的自主开发转变为与公司合作的方式,或直接外包开发的方式,银行本身的技术人员也逐步由开发转向项目管理。二、项目外包的分类银行项目的外包有以下几种情况:①部分子系统外包,有时由于银行的软件项目太大,单靠银行自身的开发力量基本无法在预定的时间内完成项目,只好把相对独立的部分外包;②直接购买软件公司的成熟产品,有些金融软…     

银行管理信息平台建设发展的思考

一、目前国内银行IT发展现状及面临的问题 银行数据集中工作的完成,标志着银行的业务由电子化建设阶段转入信息化建设阶段.一方面银行数据的集中提供了丰富全面的基础数据,面对日益庞大的数据源,如何将数字转化为对银行有用的信息,并从中发现知识,为银行的经营决策提供支持,是摆在银行IT人员面前的一个亟待解决的问题.另一方面用户对银行信息的需求日益增长,如果银行没有一套完整、实用的信息管理系统,将对业务发展非常不利.南京爱立信公司倒戈花旗银行事件曾经轰动一时,其中一个重要原因就是中国本地银行不能满足爱立信全球总部对南京爱立信公司的要求:每周财务上报和每天贷款限额管理.这一事件为中国商业银行的未来发展敲响了警钟,如果不加快管理信息系统的开发,迅速提升业务管理水平,类似的事件还会接连不断地发生,并最终导致国内商业银行在同国外商业银行的竞争中全面溃败.