基于计算机信息集成技术的房产管理信息系统

基于计算机信息集成技术的房产管理信息系统是房管部门实现房产管理现代化的一种重要途径。这种系统不但具有房产信息管理的输入、查询、检索、修改、计算、统计等一般功能，而且在信息集成技术的支持下还可以实现信息的数据集中、网络共享、并行处理、数据完整等优点。本详细探讨了这种基于计算机信息集成技术的房产信息管理系统系统分析、系统设计以及系统实施等几个重要开发过程的设计思想和作业内容，对计算机信息集成技术的相关内容也进行了一定介绍。     

聚乙烯醇产品的市场研究

对聚乙烯醇树脂产品进行了产业背景、供求态势、市场细分与评估以及竞争力分析等全面研究，为聚乙烯醇项目建设、产品方案规划与市场营销提供决策参考。     

The macroeconomic determinants of technology stock price volatility

Stock prices reflect the value of anticipated future profits of companies. Since business cycle conditions impact the future profitability of firms, expectations about the business cycle will affect the current value of firms. This paper uses daily and monthly data from July 1986 to December 2000 to investigate the macroeconomic determinants of US technology stock price conditional volatility. Technology share prices are measured using the Pacific Stock Exchange Technology 100 Index. One of the novel features of this paper is to incorporate a link between technology stock price movements and oil price movements. The empirical results indicate that the conditional volatilities of oil prices, the term premium, and the consumer price index each have a significant impact on the conditional volatility of technology stock prices. Conditional volatilities calculated using daily stock return data display more persistence than conditional volatilities calculated using monthly data. These results further our understanding of the interaction between oil prices and technology share prices and should be of use to investors, hedgers, managers, and policymakers.     

The Global Determinants of Direct Office Real Estate Returns

We investigate the determinants of direct office real estate returns by analyzing rents, capital appraisals, and total returns. A recently compiled global database of major cities in Asia, Europe, and the United States provides a unique opportunity to give a macro-view on the effects of economic growth and supply and demand factors on nominal real estate returns. The global database provides quarterly observations from 1986 to 1999. To address the smoothness problem of appraisal-based price data and regulated rents, we employ the Generalized Method of Moments to estimate a dynamic panel-data model. The model allows us to combine the cross-sectional and time-series dimension in our quarterly data. We find that gross domestic product, inflation, unemployment, vacancy rate, and the available stock all have an effect on real estate returns.     

Litigation, School Finance Reform, and Aggregate Educational Spending

In the past two decades, litigation in many U.S. stateshas triggered educational reform movements designed to reducethe inequalities in educational expenditures across school districts.This paper uses a panel data set across all the states from 1970–1990to examine the role of litigation and educational finance reformin determining the level of education funding in a flexible,dynamic setting. An important finding of our work is that litigationand reform have differential effects across the states, in somecases leading to increases while in other cases decreases inpredicted spending.     

Do converters facilitate the transition to a new incompatible technology? A dynamic analysis of converters

This paper analyzes the process of transition in standards between incompatible technologies when converters are available. Contrary to a common presumption that converters facilitate the transition from an old technology to an otherwise incompatible new technology, I find circumstances in which the possibility of transition is blockaded by the existence of converters. In the welfare analysis of converters, a distinction is made between ex ante and ex post efficiency effects. Finally, I also analyze the equilibrium behavior in the provision of converters and compare it to the socially optimal outcome.     

对完善我国金融监管体制的探讨

从1984年我国金融监管体制建立到2003年“一行三会”体制确立，经历了20年历史，四次大的变迁。目前虽然已构建起一行三会的监管框架，但运行中的矛盾和问题仍十分突出，专业化监管与综合化趋势矛盾冲突．央行与金融监管部门协调困难，必须按照统一、综合的原则进行梳理和改革。     

外汇高顺差形势下外汇统计监测应对策略探讨

在当前外汇收支统计监测中，资本项目和经常项目外汇收支相互融合，离岸外汇收支混入在岸外汇收支，个人跨境外汇收支流动增势迅猛。要加强外汇统计监测，就要加快设计和构建外汇信息统计监测体系，加强统计监测，建立各类监测分析的快捷反应机制。     

小国得益于货币联盟

本文回顾了适用于严格固定货币汇率的技术方法，并从对货币联盟通过货币汇率严格固定所获得的利益与付出的代价的研究中给出证明。事实上，丧失货币主权而付出的代价由于有效资本市场和劳动力市场的形成而降低了。本文还讨论了一个被忽略的实行严格货币固定的好处，即小国因此而事受到更好的货币政策。完善的货币政策得以形成是因为小国将其货币主权交托于大型机构（大国央行或是货币联盟央行）后，其货币政策将免受政治因素的影响；另外部分原因在于大型机构拥有更多的金融和人力资源去设计和执行最佳的货币政策。由于在联盟内部实行区内贸易和资本流动，因此即便太央行的货币政策出错。对于它所服务的成员国来说，造成的影响也较小。     

健全国有商业银行客户经理激励约束机制的思考

目前国有商业银行客户经理激励约束机制的现状呈现明哲保身、角色错位、越权操作、徇私舞弊这4大特征。其根本原因是授权机制尚不完善,角色定位出现错位,监督机制尚不健全,激励约束机制失效。针对这些问题,作者提出了完善国有商业银行客户经理激励约束机制的建议:在激励机制的选择上,要建立物质性激励模式、非物质性激励模式及因人而异的激励模式等多元化的激励组合;在约束机制的选择上,要从制度、技术、文化三个层面建立有效的约束组合;商业银行激励约束机制选择的最终目标是通过两者的最佳组合,建立一个合规、高效的激励环境,实现银行经营目标。