金融服务家庭农场发展遇到的障碍及对策研究--基于江苏省镇江市的实践

2013年中央1号文件提出要创新农业生产经营体系,大力发展家庭农场等新型农业经营主体。人民银行镇江市中心支行联合地方政府多部门共同推进金融服务家庭农场工作,有效促进了家庭农场加快发展,较好满足了家庭农场融资需求。但在家庭农场发展呈现融资大额化、期限长期化、金融服务需求多元化的新形势下,现行的机制体制和政策法规尚不能完全满足家庭农场金融服务需求,需要在政策扶持、农村金融改革创新、外部政策环境等方面进一步健全和完善。     

利用代理网点解决农村基础金融服务问题的探讨

随着农村金融机构网点撤并,基层农民最基本的金融需求难以得到满足,利用代理网点模式推进银行卡助农取款服务建设对改善农村地区支付环境、提升农村金融服务水平具有重要意义,本文就利用代理网点开展银行卡助农金融服务建设的可行性及存在的困难进行了分析和探讨,并提出了相应的对策建议。     

对涉农金融服务需求多样化问题的思考

党的十八届三中全会通过的《中共中央关于全面深化改革若干重大问题的决定》中提出要“发展普惠金融”。本文从推进普惠金融工作,改善当前涉农金融服务状况等方面,探析金融服务提供者和需求者之间分歧的原因。通过调查了解到,目前涉农金融服务需求快速增加,辖区涉农金融机构对涉农经济主体的服务明显改进,但“惠农”力度有待进一步加强。     

广西保险行业服务提升问题研究

规范服务是保险行业的核心价值理念之一。保险作为一种具有价值和使用价值的服务商品,其价值的实现依托于保险服务的提供。广西保险业目前处于快速发展阶段,保险行业服务模式存在诸多问题,阻碍着广西保险业的可持续发展,研究广西保险行业服务问题,具有重要理论价值和实践指导意义。本文探讨了保险服务的基本内涵,研究了广西保险行业服务体系的发展现状与存在问题,提出了完善广西保险服务制度的一系列对策和建议。     

Social exclusion, location and transport disadvantage amongst non-driving seniors in a Melbourne municipality, Australia

Over the past decade, researchers have refocused their attention upon the interconnection between locationally disadvantaged communities and poor transport services in order to better understand social exclusion. Limited access to private and public transport has often been identified as a major contributing factor to social isolation and economic poverty that certain groups in the community experience. To date, an insufficient amount of research attention has focused on the elderly or seniors, who are often identified as being subject to social exclusion because of difficulties associated with travelling outside their homes to access services and facilities especially for non-car drivers. Moreover, a disproportionate amount of research undertaken on transport related forms of social exclusion in Australia has understandably looked towards the outskirts of its major urban centres, where services and facilities are sparsely located and generally only accessible by car. This paper provides a different insight by analysing a middle distant municipality where large spatial concentrations of seniors are to be found, some of whom do not have ready access to a car or have difficulty accessing the public bus service. Using a variety of data sources for a municipality in Melbourne, this case study reveals that social exclusion of non-car driving seniors is reinforced by a regional public transport system that cannot adequately service the entire municipality. For now, the incidence of locational and transport related disadvantage is restricted to small pockets of the municipality, but as seniors age and surrender their car driving licences this problem could become more serious. The study concludes by calling for more analyses to be undertaken into transport engendered social exclusion if this problem is to be contained as the post-war baby-boomers generation ages across most of the middle suburbs of Australian cities.     

The historical roots of India’s service-led development: A sectoral analysis of Anglo-Indian productivity differences, 1870-2000

India fell further behind the UK in terms of GDP per capita and overall labour productivity between the 1870s and the 1970s, but has been catching-up since. This paper offers a sectoral analysis of these trends. Comparative India/UK labour productivity in agriculture has declined continuously, and agriculture still accounts for around two-thirds of employment in India. Agriculture thus played a key role in India’s falling behind and has subsequently slowed down the process of catching up. Although there have been substantial fluctuations in comparative India/UK labour productivity in industry, this sector has exhibited no long run trend. The only sector to exhibit an upward trend in comparative India/UK labour productivity is services. India’s recent emergence as a dynamic service-led economy thus appears to have long historical roots. Although India has been characterised by relatively low levels of physical and human capital formation overall, its education provision has historically been unusually skewed towards secondary and tertiary levels. This has provided a limited supply of high productivity workers who have been employed predominantly in services.     

Site Selection by Professionals

No abstract available for this article.     

21世纪社区社会工作所面临的新挑战:以西班牙为例

我们这个复杂的社会所面临的结构性问题,如2007年秋季由美国债券市场崩溃所引发的经济危机,要求社会干预从社区社会工作的立场中复兴.本文中,我们讨论的是在西班牙社会工作专业所面临的实践挑战.首先,我们是从在西班牙过去的两年里开展的社区社会行动计划中得出的结论,同时我们在设计为复苏网络和现实中的社区的网络方法论中也得到了经验.总之,在社区背景下我们形成了成功社会干预实践的十点建议.     

The performance of British manufacturing in the Post-War long boom

This article questions the notion which has gained ground recently in the writing of Booth and others that British manufacturing did not fail in the post-Second World War long boom, 1950–1973. By all the traditional measures of performance – output growth rates, productivity growth rates and levels, exports, and profitability – it can be re-affirmed that British manufacturing was out-competed by her rivals. Booth, Broadberry and others have also argued that manufacturing is of less importance to economic growth than services; this too is questioned.     

An Investigation of Trust,Satisfaction, and Commitment on Repurchase Intentions in Professional Services

Abstract

The predictive ability of trust, satisfaction, and commitment regarding a customer's intent to retain professional service providers is explored. Trust, in business relationships, is typically perceived as a consequent of satisfaction and experience. However, professional service customers may be unable to commence relationships without trusting their providers; thus, the stance that trust leads to commitment may not hold. Given the difficulty that professional service customers have regarding their ability to assess their providers' trustworthiness, customers may take trust for granted once the relationship begins. Regression analyses suggest that professional service customers utilize satisfaction and commitment, rather than trust, to determine repurchase intentions.