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1.
In the recent decade, there has been observed across the Central and Eastern European states the regulatory trend towards the increase of the non-financial (first) pension pillar size at the expense of the financial (second) pillar. It tends to question the consequences of this shift for the future retirement benefits. Applying the portfolio approach we address this issue by running a series of simulations to find out how to allocate pension contributions between both pillars in an optimal way. Our study contributes to the existing literature as follows. First, we do not perform the assessment of the predetermined regulatory solutions, but we look for an optimal one. Moreover, we allow our optimal rule to be time-varying, if necessary, which would be a true novelty in this research area. Second, we do not base our estimates on historical trends; rather, we apply the long-term economy’s projection to account for the society’s ageing impact, which is a crucially important factor for the solvency of the pension system. Adapting some of the simulation assumptions to fit the Polish case, our results confirm that current regulations underestimate the role of the capital pillar and the optimal allocation between both pillars should be time-varying.  相似文献   
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改革开放后,随着我国市场化进程的深入,西方企业文化的概念和作用开始为我国企业所接受和关注,企业文化建设也日益受到重视.从趋势来看,在全球范围内的资源配置成为可能的条件下,企业与企业的竞争必然加剧,企业要想融入国际化取得竞争优势,一个重要方面就是加强企业文化建设,迅速提升人力资本效率,提高企业国际竞争力.  相似文献   
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燕窝 《广告大观》2006,(3S):59-62
三亚旅游产品品牌营销现状及存在问题 当代旅游业快速发展的态势相违,三亚旅游企业普遍存在观念落后、品牌化意识淡漠的状况。在激烈的市场竞争中,“低价”这一市场经济中最初级的竞争手段仍很盛行:一些旅行社(尤其是那些所谓的黑社)刻意压价,使价值与价格严重背离,拼命在原本已是微利的价格里抠利润、偷工减料,甚至坑蒙拐骗;  相似文献   
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Agricultural planning in Poland is an integral part of the central planning process of the socialist state. For agriculture, central planning is combined with the influence of a controlled market which makes use of various market mechanisms. The authors review agricultural planning in relation to general economic policy and show that with a largely peasant agriculture its productivity is intimately connected with the productivity of the whole economy. In planning income, the rule used is that the income of the agricultural population should increase proportionally with that of the nonagricultural population. The implications of this in the present five-year plan are discussed.  相似文献   
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Aims: This study analyzed discrepancies in the quantity of medical services supplied by physicians under different payment systems for patients with different health statuses and illnesses by means of a field experiment.

Methods: Based on the laboratory experiment of Heike Hennig-Schmidt, we designed a field experiment to examine fee-for-service (FFS), capitation (CAP), and diagnosis-related group (DRG) payment systems. Medical students were replaced with 220 physicians as experimental subjects, which more closely reflected the clinical choices made by physicians in the real world. Under the three payment mechanisms, the quantity of medical services provided by physicians when they treated patients with different health statuses and illnesses were collected. Finally, relevant statistics were computed and analyzed.

Results: It was found that payment systems (sig. = 0.000) and patient health status (sig. = 0.000) had a stronger effect on physicians’ choices regarding quantity of medical services than illness types (sig. = 0.793). Additionally, under the FFS and CAP payment systems, physicians overserved patients in good and intermediate health while underserving patients in bad health. Under the DRG payment system, physicians overserved patients in good health and underserved patients in intermediate and bad health. Correspondingly, under FFS and CAP, the proportional loss of benefits was the highest for patients in bad health and the lowest for patients in good and intermediate health; while under DRGs, patients in good and intermediate health had the largest and smallest loss of benefits, respectively.

Limitations: In order to increase external effects of experiment results, we used the field experiment to replace laboratory experiment. However, the external effects still existed because of the blurring and abstraction of the parameters.

Conclusions: Medical treatment cost and price affected the quantity of medical services provided by physicians. Therefore, we proposed that a mix of payment systems could address the common interests of physicians and patients, as well as influence incentives from payment systems.  相似文献   

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Numerous factors influence the development of the private healthcare sector. Therefore, the selection of these factors, which represent a potential opportunity for forming new entities, is a crucial from the point of view of entrepreneurship. In our research we selected strategic variables which have got direct influence on entrepreneurship in the private healthcare sector in Poland. Theoretical approach was based on literature review which have revealed the main factors and their relationships with entrepreneurship according to the previous research studies. This research study was conducted for the entire population of municipalities in Poland. Methodology was based on Intelligent Data Analysis (IDA) which can be applied for a large amounts of data in order to extract useful knowledge from it. Moreover, in research study were applied explanation techniques – decision rules –in order to indicate, to what extent the environment have influence on strategic choices conditioning the success of businesses. The results have revealed that it is possible to determine a set of the most important factors influencing entrepreneurship in the private healthcare sector in Poland. On the other hand, were indicated these variables which do not participate in process of influencing on entrepreneurship in private healthcare sector in Poland.

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A wide variety of computational schemes have been proposed for the numerical valuation of various classes of options. Experiences in numerical computation have revealed that the details of the implementation of the auxiliary conditions in the numerical algorithms may have profound effects on numerical accuracy. Difficulties in designing algorithms that deal with the path‐dependent payoffs, monitoring features, etc., have been well reported in the literature. In this article, the theoretical issues on the assessment of numerical schemes with regard to accuracy of approximation of auxiliary conditions, rate of convergence, and oscillation phenomena are reviewed. In particular, the oscillation phenomena in bond‐price calculations and the intricacies in implementing the auxiliary conditions in barrier options, proportional step options, and lookback options are discussed. With different types of options and modes of monitoring (continuous or discrete), the optimal method of placing the lattice nodes with reference to the boundary (absorbing or reflecting) are examined in order to achieve linear temporal rate of convergence. © 2001 John Wiley & Sons, Inc. Jrl Fut Mark 21:875–903, 2001  相似文献   
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