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1.
Stochastic Generational Accounting Applied to Reforms of Dutch Occupational Pensions 总被引:1,自引:0,他引:1
This paper examines stochastic or ‘value based’ generational accounting as a method to assess the intergenerational redistributive impact of pension reform. The analysis is applied to three policy changes to the regulation of Dutch occupational pensions during the years 2012 and 2013 that mark the transition from defined benefit pensions to ‘defined ambition’ pension schemes. 相似文献
2.
Kirsi Laitala Ingun G. Klepp Casper Boks 《International Journal of Consumer Studies》2012,36(2):228-237
Maintenance is often the most energy‐demanding stage during clothes' life cycle. Therefore, a shift towards more sustainable washing habits has great potential to reduce the consumption of energy, water and detergent. This paper discusses the change in laundering practices during the past 10 years in Norway and suggests strategies to help consumers change their laundry habits to more sustainable ones. Quantitative information of consumers' experiences, habits and opinions concerning clothing maintenance was collected through three surveys in Norway in 2002, 2010 and 2011. The 2010 study was supplemented with qualitative in‐depth interviews of a strategic sample of households. The average washing temperature has decreased slightly during the studied time periods. Some products' washing frequencies remained the same, whereas other products such as jeans were used a few more days before washing. The cotton programme is the most used washing programme, but short programmes are gaining popularity. The laundry sorting processes vary greatly and are influenced by several factors such as washing temperature, colours, fibre type and use area. For some consumers, the use of several different sorting categories made it more difficult to collect a sufficient amount of clothing to fill the machine. They were also afraid that overfilling the machine would result in clothes that were not clean enough or had detergent residues. Detergent dosing practices are far from optimal. In 2010, although the majority of respondents only used eye measure and did not know the water hardness of their area, they still tried to vary detergent dosage based on the amount of laundry and the level of soiling. Different design for sustainable behaviour strategies could be used within detergent dosage systems, care labelling, machine programme selection (such as suggesting lower temperature and eco‐programme), machine filling grade indicators, storage systems for slightly used clothing and textile material choice. 相似文献
3.
Several nonnested fat-tailed distributions have been advocated for modelling exchange rate returns. Instead of directly estimating these nonnested distributions we investigate the extremal distribution of the returns. The advantage is that the parameter which characterizes the amount of tail fatness can be estimated without maintaining a specific distribution, and hence enables one to test hypotheses. The parameter of the limit law is estimated by employing nonparametric procedures based on order statistics. The appropriateness of these procedures is assessed. Given this estimate one can derive bounds on the returns for very low probabilities on an excess. Such information is useful in evaluating the volatility of exchange rates. 相似文献
4.
5.
De Economist - In the summer of 2020 the Dutch government and social partners have agreed on a pension reform involving the transformation of occupational pensions from the current defined-benefit... 相似文献
6.
Jón Daníelsson Bjørn N. Jorgensen Casper G. de Vries Xiaoguang Yang 《Annals of Finance》2008,4(3):345-367
We characterize the investor’s optimal portfolio allocation subject to a budget constraint and a probabilistic VaR constraint
in complete markets environments with a finite number of states. The set of feasible portfolios might no longer be connected
or convex, while the number of local optima increases exponentially with the number of states, implying computational complexity.
The optimal constrained portfolio allocation may therefore not be monotonic in the state–price density. We propose a type
of financial innovation, which splits states of nature, that is shown to weakly enhance welfare, restore monotonicity of the
optimal portfolio allocation in the state-price density, and reduce computational complexity.
We are grateful to Ken Kavajecz and seminar participants at Harvard Business School, London School of Economics, Maastrict
University, ZEI Bonn, and Danske Bank Symposium on Asset allocation and Value-at-Risk: Where Theory Meets Practice for comments
on an earlier version of this paper. We also benefitted from the suggestions of two anonymous referees. Our papers can be
downloaded from www.RiskResearch.org. 相似文献
7.
An increasingly diverse labor pool has increased the likelihood that HR recruiters will encounter job seekers who speak with different dialects. Prior studies have investigated the effects of applicant dialect on employment selection outcomes. In this article, we merge this research with stereotyping, “modern racism,” and sociolinguistics literatures to formulate propositions surrounding two questions of interest: (1) Do prospective employers categorize job applicants using sociolinguistic cues? and (2) If so, what impact does this categorization have on evaluations of applicant employability? We believe this research can provide significant insights into HR practice as discriminatory behaviors change and adapt to fit social norms, particularly in employee recruitment and selection contexts. © 2014 Wiley Periodicals, Inc. 相似文献
8.
Kees G. Koedijk Philip A. Stork Casper G. De Vries 《Journal of Applied Econometrics》1998,13(1):31-48
The discrete time analogue of the continuous time Krugman target zone model is developed in order to capture the typical volatility clusters and fat-tailed distributed innovations of exchange rates. It is shown that under these more general stochastic conditions the S-shaped relation between exchange rate and fundamentals is preserved, but is less pronounced. The model is tested for its S-shape and stochastic properties. Two clearly distinct sets of EMS currencies are detected on the basis of the curvature features. One-step-ahead realignment probabilities are used as an alternative evaluation method. © 1998 John Wiley & Sons, Ltd. 相似文献
9.
10.
Long term projections for the Netherlands indicate that demand for nontradables—e.g. health care services—will increase relative
to supply due to population ageing. If this leads to higher future real exchanges rates this will erode the return of the
savings currently made to prepare for ageing. This paper explores the magnitude of potential price effects using a modified
version of the two country, four commodity framework developed by Obstfeld and Rogoff (Brookings Papers Econ Activity 1:67–146,
2005) to explore the exchange rate effects of the balance of payments reversal in the US. When these price effects are substantial
this may have serious consequences for policies to enhance national saving in the Netherlands. 相似文献