Highway to (Digital) Surveillance: When Are Clients Coerced to Share Their Data with Insurers?

Journal of Business Ethics - Clients may feel trapped into sharing their private digital data with insurance companies to get a desired insurance product or premium. However, private insurance must...     

Budgeting—the Role of Trust and Participation: A Research Note

Prior studies have found a combination of an evaluative style with high budget emphasis and high participation to be associated with better behavioural outcomes (e.g., lower job-related tension) than all other combinations of budget emphasis and participation. Yet there has been little research to investigate the theory on why this particular combination of budget emphasis and participation is associated with better behavioural outcomes. A path analytical model, which investigates the intervening effects of trust and participation on the relationship between budget emphasis and job-related tension, was used. Senior Norwegian managers were selected as subjects for this study. The results indicate that budget emphasis has an insignificant direct effect on job-related tension but a strong indirect effect through trust and participation. Trust also has an intervening effect on the relationship between budgetary participation and job-related tension. It is therefore possible to conclude that high budget emphasis is associated with high budgetary participation and high trust. High trust, in turn, is associated with reduced subordinates' job-related tension.     

Budget emphasis,participation, task difficulty and performance: the effect of diversity within culture

Recent research on the impact of national culture on control systems had overlooked two important aspects. First, while cross-cultural studies have saturated mainly Anglo-American and Asian nations, other important cultural regions, such as the Nordic cultural group, have largely been overlooked. More importantly, the impact of the diversity within national culture, brought about by the diversity of the population, in terms of ethnic background, religion, language and egalitarianism, has also not been considered. With a low power distance and moderate individualism culture, and relatively centralised and formalised industrial relations systems which emphasise democratic work environment, Norwegian managers' budgetary participation is expected to be high. More importantly, as the Norwegian culture is old and the society homogeneous in terms of ethnic background, religion and egalitarianism, the diversity within the Norwegian culture is likely to be much lower than those of the newer, and much more ethnically diverse, societies.such as Australia and Singapore. Consequently, Norwegian managers' participation is expected to range from medium to high, rather than from low to high. Since high participation situations are common in Norway, prior studies' findings pertaining to high participation situations are expected to be supported in Norway. In contrast, since low participation situations are rare in Norway, prior studies' findings pertaining to low participation are unlikely to be supported in Norway. These expectations are supported by the results of this study.     

Decomposing service exports adjustments along the intensive and extensive margin at the firm‐level

Using a panel data set of Austrian service exporting firms this paper examines the determinants of service exports at the firm/destination country level. We implement a random effects Heckman sample selection firm‐level gravity model as well as a fixed effects Poisson model. Expected firm‐level service exports are decomposed into the intensive and extensive margins of adjustment as a response to counterfactual changes. We find market demand to be a key determinant. Results also suggest high service export potentials due to regulatory reform in partner countries within the EU. Adjustments at the extensive margin only play a marginal role. Increases in firm size as well as changes in distance related costs are most effective in developing new export relationships in services.     

Market Segmentation Research: Beyond Within and Across Group Differences

Market segmentation research is currently focused too narrowly on the task of segment identification as opposed to its strategic relevance within a firm. In this paper we distinguish an ex ante approach to market segmentation research, which begins with studying the motivating conditions that lead people to the tasks and interests in their lives, from an ex post approach which begins with an individual's reaction to marketplace offerings. We argue that the marketing task of guiding managements to make what people will want to buy will be more successful in light of a deep understanding of behavior in the context of everyday life and work, rather than a detailed understanding of preferences in the marketplace. Directions for future research are discussed.     

Correction to: Highway to (Digital) Surveillance: When Are Clients Coerced to Share Their Data with Insurers?

Journal of Business Ethics - The initial online publication contained a typesetting mistake in the author information. The original article has been corrected.     

Une application de la nomographie au système complet de rentes viagères de Blaschke-Gram

Abstract

Blaschke ¹ E. Blaschke: » Ueber eine Anwendung des Sterbegesetzes von Gompertz-Makeham ». Mitteilungen des Verbandes der östeur. und ungar. Versicherungstechniker, 1902. et Gram ² J. P. Gram: »Om Makehams Dødelighedsformel og dens Anvendelse paa ikke normale Liv ». Aktuaren, Heft 1, 1904. ont exprimé la relation entre les rentes viagères de deux ordres de survie quelconques obéissant à la loi de Makeham par les équations fondamentales I_a II_a et III_a ci-après.     

Ein Beitrag zum Zinsfussproblem

Abstract

Zu den nachfolgenden Untersuchungen wurde der Verfasser veranlasst durch wertvolle Anregungen seines Lehrers, Prof. Dr. W. Friedli, sowie durch die schönen, das Zinsfussproblem berührenden Arbeiten der Herren Steffensen ¹ Skandinavisk Aktuarietidskrift: I. 1918. On certain inequalities between mean values, and their application to actuarial problems. , Meidell ² Skandinavisk Aktuarietidskrift: I. 1918. Note sur quelques inégalités et formules d'approximation. , Palmqvist ³ Skandinavisk Aktuarietidskrift: IV. 1921. Sur une méhode d'approximation applicable à certains problèmes actuariels. und Poukka ⁴ Skandinavisk Aktuarietidskrift: IV. 1923. Über die Berechnung der Leibrente bei Änderung des Zinsfusses. .