金融业反洗钱客户身份识别制度的主要原则与关键环节

客户身份识别是反洗钱的一项核心工作。金融业反洗钱客户身份识别制度的主要原则:一是确认、验证客户及其受益人,了解客户交易的目的和性质原则;二是风险为本原则;三是报告可疑交易原则。在执行反洗钱客户身份识别制度的过程中,金融机构要落实好上述主要原则,就必须高度重视接受客户、持续识别客户和重点审查高风险客户三个关键环节。

Main Principle and Key Link of Clients Personal Identification on Financial Industry Anti-money Laundering

Clients personal identification is the core job of anti-money laundering.The main principles in client personal identification system of anti-money laundering are including 3 principles as the followings.1: Principle of clients and their beneficiary's confirmation and verification,acknowledge the purposes and properties of the transaction.2: Principle of oriented risk.3: Principle of suspicious transaction reporting.During the execution process of client personal identification system of anti-money launderi...