交易费用视角下的金融集聚效应

从交易费用视角看,产业集聚可以扩大市场广度,增加市场深度,从而拓展市场范围,促进分工的进一步发展并实现分工的利益.金融集聚作为产业集聚的一种形式,通过和当地服务业、制造业的互动拓展了金融产业的市场广度;通过金融企业之间的竞争合作关系增加了金融产业的市场深度,对区域金融产业产生积极的集聚效应,促进了地区金融业的良性发展.

Finance Agglomeration Effect from the Perspective of Transaction Costs

Viewed from the perspective of transaction costs, industry agglomeration can extend market scope, facilitate the further development of labor division and attain the interest of labor division by enlarging and deepening the market. As a form of industry agglomeration, finance agglomeation enlarges the market of financial industry through its interaction with local service industry and manufacturing industry, and deepens the market through the cooperation and competition among financial firms. Finance agglomeration can promote the sound development of regional financial industry by producing positive agglomeration effect on financial industry.