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刘明康：银行应计提留存和逆周期资本缓冲 中国银监会主席刘明康撰文指出,宏观审慎监管与微观审慎监管应有机结合。应结合对宏观形势和银行业风险状况的判断,要求商业银行在最低资本充足率要求基础上,计提留存和逆周期资本缓冲。根据经济发展不同阶段、银行业金融机构贷款质量差异和盈利状况的不同,对贷款损失准备进行动态化和差异化调整。他表示,要持续加强对系统重要性银行的监管。

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Liu Mingkang： Banks Should set aside retained earnings and countercycllcal capital buffer Liu Mingkang, CBRC Chairman, states that, based on macro-economic situation and banking risk judgment, commercial banks shall be required to set aside retained earnings and countercyclical capital buffer in addition to the minimum capital adequacy requirement, and apply dynamic and differentiated adjustments. The supervision of systematically important banks should be strengthened.