| 我国商业银行规模经济问题与金融改革策略透析 |
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| 引用本文： | 徐传谌,郑贵廷,齐树天.我国商业银行规模经济问题与金融改革策略透析[J].经济研究,2002(10). |
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| 作者姓名： | 徐传谌 郑贵廷 齐树天 |
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| 作者单位： | 吉林大学中国国有经济研究中心 130012
(徐传谌，郑贵廷)，吉林大学中国国有经济研究中心 130012(齐树天) |
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| 摘 要： | 本文通过对中国商业银行 1 994— 2 0 0 0年的经营情况的实证分析 ,估算出了各大银行的成本 -规模弹性。在此基础上 ,本文指出 :商业银行经营过程中长期存在的不良贷款沉淀以及放款上的所有制偏好等问题已成为现阶段影响我国金融机构成本 -规模弹性的重要因素 ,而隐藏于它们背后的产权制度安排上的缺陷、金融领域的长期垄断 ,以及民营银行的“国民待遇”等问题则应成为下一步改革的关键
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| 关 键 词： | 国有商业银行 规模经济 产权改革 |
On the Economies of Scale in the State-Owned Banks and Strategy Analysis of Financial Reform |
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| Xu Chuanchen,Zheng Guiting & Qi Shutian.On the Economies of Scale in the State-Owned Banks and Strategy Analysis of Financial Reform[J].Economic Research Journal,2002(10). |
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| Authors: | Xu Chuanchen Zheng Guiting & Qi Shutian |
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| Abstract: | In this paper,the efficiency characteristics of the Chinese commercial banking sector are investigated. The study employs the translog productive models. Overall, slight economies of scale are reported for the first approach and substantial diseconomies of scale are recorded when the bad asset and the rate of loan for private enterprise are included. A substantial and speedy dispersion of working efficiency is observed for this sector with both model specifications. At last, we discuss our model's results and give our conclusions. |
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| Keywords: | State owned commercial banks Economies of scale Model Property right's reforming |
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