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1.
2.
农村现行的家庭养老、土地养老、集体养老正在弱化,巩固家庭养老的基础地位,强化土地保障功能,辅之以社区扶持,推行多层次养老保险,符合中国国情和农村生产力发展水平,是解决农村养老问题的必然选择. 相似文献
3.
在当今社会,市场对金融运行的压力越来越大,传统的融资方式已难以满足投资者的需要。一种新的金融形式——贷款证券化,使资金拥有者可以通过这一渠道将资金转移到贷款者手中。通过这种形式,可以很好地解决当今社会许多融资难的问题。目前,这种融资形式正在引起我国许多业界人士的注意,这种形式如果能够在我国的金融体系中得到完善,将会极大地促进我国的经济建设,也能很好地解决我国投融资体系中存在的诸多现实问题。 相似文献
4.
The Indian and Pakistani banking industry is said to have an excessive use of labour due to the significant market share of government owned banks. Both countries have undertaken a process of regulatory reform to bring about market discipline in the usage of inputs and to increase the labour use efficiency and productivity. The focus of this paper is the estimation of productivity and efficiency of labour use in the banking sectors of the Indian sub-continent. The results show that the efficiency of labour use across the Indian sub-continent is improving over time and that foreign banks are more efficient compared to domestically owned banks in their usage of labour. 相似文献
5.
Hiroshi Tsuda 《Asia-Pacific Financial Markets》1996,3(1):23-40
This paper investigates the existence of a correction mechanism for mis-pricing between Japanese stock and bond. By this correction mechanism we mean that when deviations occur from the equilibrium levels of the expected return differentials between stock and bond — the risk premium differentials, the market will tend to correct the mis-pricing and bring the expected return differentials back to the equilibrium levels. We assume that the yield spread between the predicted earnings price ratio of stock and the yield to maturity of bond reflects the risk premium between stock and bond, and estimate the equilibrium risk premium differentials and mis-prices between stock and bond by modelling their behaviors with a statistical yield spread model (SYS). Empirical results strongly indicate the existence of the mis-pricing correction mechanism, suggesting the inefficiency of securities markets. 相似文献
6.
This paper analyzes the dynamic relationship between primary and secondary mortgage markets and the short-term and long-term market interest rates. Using a series of monthly data on fixed rate mortgage rates and GNMA rates, we explore the dependence and speed of adjustment in these primary and secondary mortgage rates to each other as well as to the long and short-term government rates. The results indicate that residential mortgage rates in general, appear to follow the long-term rate and are not very sensitive to movements in the short-term interest rate. 相似文献
7.
Brigitte Eierle 《Accounting, Business & Financial History》2005,15(3):279-315
Based on a contingent perspective of accounting change, this paper reviews the historical development of differential reporting in Germany, by drawing on primary and secondary sources. The main objective of the paper is to shed light on the driving forces and main influential parameters that have shaped the existing differential reporting framework. This historical approach supplies interesting insights for the current discussion on differential reporting in Germany produced by the EU Regulation on the application of International Accounting Standards. 相似文献
8.
国家助学贷款的风险与防范 总被引:1,自引:0,他引:1
霍爱玲 《西安财经学院学报》2004,17(1):91-93
国家助学贷款是一个政治、福利、教育、金融概念的混合体。本文主要从国家助学贷款发放的现状、存在的问题人手,提出了应加强维护信用制度的法律建设;创建良好的社会信用环境;改进管理制度与操作模式;加强各部门的协调与沟通等防范措施。 相似文献
9.
在特定的经济条件下,全社会货币需求量以及这个量的变动规律,是一国政府制定并执行货币政策和财政政策时所要考虑的重要参数。战后以来,西方国家政府一般是通过货币政策和财政政策的执行,最终影响产出量和就业水平。分析影响货币需求变动的因素及其变量之间的数量关系,是正确地预测货币需求变动的关键。加拿大的货币需求与其相关的经济因素之间的关系;加拿大货币供求与经济增长之间的关系。 相似文献
10.
Transforming a traditional agricultural economy into a modern economy is one of the main themes in economic development. Through
theoretical and empirical analysis, this paper finds out that the key to transformation is to raise the economic value of
people, to improve human capital investment and to match the stocks of physical and human capital. China’s rural economy is
on the edge of economic take-off, and different zones may pursue different paths for transformation. The source of rural poverty
is not the scarcity of income or consumption, but the deficiency of education, social security, medical care and economic
opportunity, which we define as “capability poverty”.
__________
Translated from The Journal of World Economy (世界经济), 2005,(2) (in Chinese) 相似文献