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81.
论银行关系借贷的价值与风险 总被引:1,自引:0,他引:1
在信贷市场上,商业银行与企业通过保持密切的联系来沟通信息,提高融资效率,关系借贷的方式被普遍采用.本文具体分析了关系借贷对银企双方的价值以及其内在的风险因素.交易各方只有按照市场规律的要求,共同维系健康、稳定与和谐的银企关系,才能规避风险,获得收益. 相似文献
82.
近年来,中国性别教育差距快速缩小并呈现出女性高等教育在校生比重超越男性的现象,文章从生育政策视角对这一现象进行了解释,认为计划生育政策通过改善女性教育获得显著促进了性别教育平等。队列分析显示,生育政策之后的出生队列中女性相对教育水平明显提高,性别教育差距明显缩小。基于生育政策地区差异和出生队列差异构建的双差分模型分析发现,以农村二孩政策地区为参照组,严格的独生子女政策在提高女性相对受教育机会方面更为明显。但相对于二孩政策,一孩半政策在促进性别教育平等方面不存在显著差异,这可能由于在一孩半政策下独女户和双女户数量较少,家庭受性别偏好影响会将资源向男性倾斜,导致政策没有通过控制家庭规模提高女性相对教育获得机会。研究认为,随着中国放松生育政策,农村地区由一孩半政策过渡到二孩政策并不会对女性教育获得产生明显影响,应该关注生育政策调整对严格独生子女政策地区女性教育获得的影响。同时,随着性别教育差距逐步缩小,可以利用劳动力市场政策降低市场性别歧视,进一步提高女性地位并促进性别平等。 相似文献
83.
Companies often begin their search for great ideas either by encouraging wild, outside-the-box thinking or by conducting quantitative analysis of existing market and financial data and customer opinions. Those approaches can produce middling ideas at best, say Coyne, founder of an executive-counseling firm in Atlanta, and Clifford and Dye, strategy experts at McKinsey. The problem with the first method is that few people are very good at unstructured, abstract brainstorming. The problems with the second are that databases are usually compiled to describe current--not future--offerings, and customers rarely can tell you whether they need or want a product if they've never seen it. The secret to getting your organization to regularly generate lots of good ideas, and occasionally some great ones, is deceptively simple: First, create new boxes for people to think within so that they don't get lost in the cosmos and they have a basis for offering ideas and knowing whether they're making progress in the brainstorming session. Second, redesign ideation processes to remove obstacles that interfere with the flow of ideas--such as most people's aversion to speaking in groups larger than ten. This article offers a tested approach that poses concrete questions. For example, what do Rollerblades, H?agen-Dazs ice cream, and Spider-Man movies have in common? The answer: Each is something that adults loved as children and that was reproduced in an expensive form for grown-ups. Asking brainstorming participants to ponder how their childhood passions could be recast as adult offerings might generate some fabulous ideas for new products or services. 相似文献
84.
In most OECD countries, the wage gap between men and women has narrowed during the past two decades. Developments of the last
20 years, e.g., increased labour market attachment of women or the introduction of equal pay laws, may have reduced the gender
wage gap. We investigate the extent, persistence, and socio-economic determinants of the gender wage gap in Austria, for the
years 1983 and 1997. Using wage decomposition techniques, we find that the average gender wage gap was almost as high in 1997
as it was in 1983. Not accounting for differences, the gender wage gap dropped from 25.5 to 23.3% of men’s wages. Taking observable
differences between men and women into account, we estimate that the mean gender wage gap that cannot be explained, i.e.,
discrimination against women, dropped from 17 to 14% of men’s wages. A decomposition of the gender wage gap over time indicates
that both returns to human capital and less discrimination were responsible for the narrowing of the gender wage gap.
相似文献
Christine ZulehnerEmail: |
85.
86.
制造业是地区工业的重要组成部分,也是国民经济发展的支柱.本文运用偏离-份额分析法对河南制造业的发展状况进行分析,并与全国的发展状况进行比较,从结构和竞争力两个角度分析了制造业内部问题所在,以探讨河南制造业发展的重点,并结合实际为河南制造业的健康发展提出建议. 相似文献
87.
全国主体功能区规划已获得国务院通过并开始实施。作为一项国家空间战略布局规划,主体功能区规划的实施必将作为“十二五”时期及今后一段时期内经济社会工作的重点。为推动主体功能区规划的顺利实施,各级政府需要对主体功能区规划实施的关键问题形成共识。在主体功能区规划实施中,对主体功能区的认识、主体功能区规划实施的主体、主体功能区的划分、主体功能区的协调与调整、主体功能区的监测与评价、主体功能区政策措施落实、主体功能区的考核、主体功能区实施的组织保障、主体功能区规划实施的技术支撑、主体功能区实施的挑战与机遇等是需要重点关注的问题。 相似文献
88.
Jing Ren Jae‐Eun Chung Leslie Stoel Yingjiao Xu 《International Journal of Consumer Studies》2011,35(6):661-669
The over‐saturated dietary supplement (DS) market in developed countries such as the US spurs the need for foreign market expansion, and the Chinese market provides a great potential for the foreign soy‐based DS industry. This study examined Chinese consumers' intention to use imported (US‐made US‐brand) soy‐based DS based on the Theory of Planned Behavior (TPB). Two alternative models were also examined in which Chinese dietary culture variables, including soyfoods favourability and dining‐out sociability, as well as their interactions with attitudes, were integrated into the TPB model. A cross‐sectional, self‐administered survey was conducted with a sample of 215 subjects (137 females; 78 males) in Shanghai, China. The TPB variables attitude, subjective norm, perceived behaviour control and behavioural intention, as well as the Chinese dietary culture variables: soyfoods favourability and dine‐out sociability were measured. Multiple linear regressions were used to analyze the three models. The statistical results indicated that all three models were statistically significant to predict intention (Model 1: R2 = 0.473, P < 0.001; Model 2: R2 = 0.505, P < 0.001; Model 3: R2 = 0.525, P < 0.001). The results also showed that attitude, perceived behavioural control, and dine‐out sociability were significant (positive) determinants of intention. Soyfoods favourability acted a significant (negative) moderator of the relationship between attitude and intention. Subjective norm had no significant impact on intention. In conclusion, the TPB model was useful to predict Chinese consumers' intention to use imported soy‐based DS, but not all the TPB components weighed significantly in exploring DS consumption in China. The selected Chinese dietary culture variables were much more important predictors than subjective norm. This study makes a significant contribution in the application of the TPB model and in market strategy development for imported dietary supplements in China. 相似文献
89.
针对本人所讲课程采用的教学方法,提出多种有效可行的教学方式,在课程教学中,努力突出工程管理专业的特色,注重工程实践,使学生综合素质得到了提高,为就业奠定了基础。 相似文献
90.
本文以胜利油田为例,论证了探索实施过程节点化管理,强化基建投资基础工作的具体实施办法,以及效果。 相似文献